1 Howe St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 1 Howe St, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,072 sqft · built 1962
Lot Size	0.374 acres (16,276 sqft)
Owner	Individual Name on File
Last Sale	$689,000 (Nov 2025)
Tax Bill	$6,631 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:28C B:0052 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:28C B:0052 L:0`
Alternative APN	`1942`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
Gross Area	2,552 sqft
Basement Area	1,012 sqft
Unfinished Basement	101 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,276 sqft (0.374 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1942
Street Address	1 HOWE ST
City	IPSWICH
State	MA
Zip	01938-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Block	52
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1008
Census Tract	223300

Owner

1 Howe St is owned and occupied by an individual who bought it in November 2025.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1 HOWE ST, IPSWICH, MA 01938-1111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 15, 2018	Deed of Trust, Mortgage NORTHERN BK & TR
Aug 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Dec 14, 2001 · Amount on File
Deed Book / Page	43063 / 366
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Nov 12, 2025
Property Address	1 HOWE ST, IPSWICH, MA 01938-1111
Document Number	043063-366
Book / Page	43063 / 366
Instrument Date	Nov 12, 2025
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HOWE ST, IPSWICH, MA 01938-1111

Mortgage

Document Number	20251112003480
Date	Nov 12, 2025
Instrument	20251112003480

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	1 HOWE ST, IPSWICH, MA 01938-1111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37080-308
Date	Oct 15, 2018
Book Page	37080/308
Instrument	181015002900

Lender

Name	NORTHERN BK & TR

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	1 HOWE ST, IPSWICH, MA 01938-1111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37773-456
Date	Aug 21, 2019
Book Page	37773/456
Instrument	20190821003380

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1 Howe St was $6,631, up 5.3% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,631.00 (+5.29%)	$615,100 (+8.91%) Land $307,500 Building $307,600	$673,256 (+2.25%)
2025	$6,298.00 (+11.59%)	$564,800 (+13.87%) Land $289,700 Building $275,100	$658,445
2024	$5,644.00 (+3.71%)	$496,000 (+11.46%) Land $290,100 Building $205,900
2023	$5,442.00	$445,000 Land $247,600 Building $197,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Howe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Howe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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