6 Havens St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 6 Havens St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,070 sqft · built 1900
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Tax Bill	$4,799 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9987-68`

Property Details

APN / Parcel Number

Primary APN	`9987-68`
Alternative APN	`CUMB M:004 B:0098 L:000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,070 sqft Living Area
Gross Area	5,485 sqft
1st Floor Area	1,035 sqft
Attic	Attic
Attic Area	1,008 sqft
Basement Area	1,035 sqft
Unfinished Basement	1,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9987-68
Street Address	6 HAVENS ST
City	CUMBERLAND
State	RI
Zip	02864-8220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	110
Legal Block	98
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2014
Census Tract	11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 HAVENS ST, CUMBERLAND, RI 02864-8220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Mar 13, 2023	Deed of Trust, Mortgage · FHA Mortgage SUPREME LENDING
Jan 17, 2020	Warranty Deed, Transfer · FHA Mortgage ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Recording Date	May 28, 2026
Property Address	6 HAVENS ST, CUMBERLAND, RI 02864-8220
Document Number	02031-0245
Book / Page	2031 / 245
Instrument Date	May 19, 2026
Instrument	2026155207
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 HAVENS ST, CUMBERLAND, RI 02864-8220

Mortgage

Document Number	0000155207,
Date	May 28, 2026
Book Page	2031/245
Instrument	2026155207

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	6 HAVENS ST, CUMBERLAND, RI 02864-8220
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001951-723
Date	Mar 13, 2023
Book Page	1951/723
Instrument	137832

Lender

Name	SUPREME LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 17, 2020
Property Address	6 HAVENS ST, CUMBERLAND, RI 02864-8220
Document Number	001827-469
Book / Page	1827 / 469
Instrument Date	Jan 17, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001827473
Date	Jan 17, 2020
Instrument	1827/473

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,799.00 (+14.37%)	$479,400 (+40.18%) Land $201,900 Building $277,500	$484,191
2025	$4,196.00 (+5.59%)	$342,000 (-) Land $102,500 Building $239,500
2023	$3,974.00 (+4.22%)	$342,000 (+34.43%) Land $102,500 Building $239,500
2022	$3,813.00	$254,400 Land $75,200 Building $179,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–1987)
Most Recent Claim	Apr 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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