4 Havens St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 4 Havens St, Cumberland, RI 02864

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 3,208 sqft · built 1900
Lot Size	0.183 acres (7,971 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Dec 2021)
Tax Bill	$6,168 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1-0013-38`

Property Details

APN / Parcel Number

Primary APN	`1-0013-38`
Alternative APN	`CUMB M:004 B:0110 L:000`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,208 sqft Living Area
Gross Area	5,582 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,971 sqft (0.183 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1-0013-38
Street Address	4 HAVENS ST
City	CUMBERLAND
State	RI
Zip	02864-8258
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	110
Legal Block	110
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2020
Census Tract	11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 HAVENS ST, CUMBERLAND, RI 02864-8258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit CENTERVILLE NATIONAL BANK
Dec 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Nov 22, 2000 · Amount on Record
Deed Document Number	2021129537
Deed Book / Page	1915 / 287
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 1, 2026
Property Address	4 HAVENS ST, CUMBERLAND, RI 02864-8258
Document Number	0000156788
Book / Page	2038 / 855
Instrument Date	Aug 31, 2026
Instrument	2026156788
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HAVENS ST, CUMBERLAND, RI 02864-8258

Mortgage

Document Number	0000156788,
Date	Sep 1, 2026
Book Page	2038/855
Instrument	2026156788

Lender

Name	CENTERVILLE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 6, 2021
Property Address	4 HAVENS ST, CUMBERLAND, RI 02864-8258
Document Number	001915-287
Book / Page	1915 / 287
Instrument Date	Dec 3, 2021
Instrument	129537
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HAVENS ST, CUMBERLAND, RI 02864-8258

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,168.00 (+16.2%)	$616,200 (+42.44%) Land $187,000 Building $429,200
2025	$5,308.00 (+5.59%)	$432,600 (-) Land $95,000 Building $337,600
2023	$5,027.00 (+18.03%)	$432,600 (+52.27%) Land $95,000 Building $337,600
2022	$4,259.00	$284,100 Land $69,700 Building $214,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–1987)
Most Recent Claim	Apr 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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