Essex County and Saugus Town property record for 6 Harvard Ave, Saugus, MA 01906 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,541 sqft · built 1910 |
| Lot Size | 0.197 acres (8,573 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Jul 2021) |
| Tax Bill | $5,507 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jun 2025 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | SAUG M:006-H B:0018 L:0015 |
| Primary APN | SAUG M:006-H B:0018 L:0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,541 sqft Living Area |
| Gross Area | 2,932 sqft |
| 1st Floor Area | 1,070 sqft |
| Basement Area | 628 sqft |
| Unfinished Basement | 628 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,573 sqft (0.197 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2501001 |
|---|---|
| Street Address | 6 HARVARD AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 18 |
| Legal Lot Number | 15 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 208102 |
Source: Essex County and Saugus Town records · APN SAUG M:006-H B:0018 L:0015
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 HARVARD AVE, SAUGUS, MA 01906-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 04, 2025 | Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 20, 2024 | Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 27, 2021 | Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 27, 2017 | Quit Claim Deed, Transfer NEW FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | Feb 27, 2017 · Amount on Record |
| Deed Book / Page | 40115 / 321 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 6 HARVARD AVE, SAUGUS, MA 01906-1708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041513-467 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 41513/467 |
| Instrument | 20230411000370 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 6 HARVARD AVE, SAUGUS, MA 01906-1708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042754-155 |
|---|---|
| Date | Jun 04, 2025 |
| Book Page | 42754/155 |
| Instrument | 20250604000700 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 6 HARVARD AVE, SAUGUS, MA 01906-1708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042124-144 |
|---|---|
| Date | May 20, 2024 |
| Book Page | 42124/144 |
| Instrument | 20240520000520 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jul 27, 2021 |
| Property Address | 6 HARVARD AVE, SAUGUS, MA 01906-1708 |
| Document Number | 040115-321 |
| Book / Page | 40115 / 321 |
| Instrument Date | Jul 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 HARVARD AVE, SAUGUS, MA 01906-1708 |
| Document Number | 0040115323 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 40115/323 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Feb 27, 2017 |
| Property Address | 6 HARVARD AVE, SAUGUS, MA 01906-1708 |
| Document Number | 035703-223 |
| Book / Page | 35703 / 223 |
| Instrument | 352 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.69 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0357030225 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 35703/0225 |
| Name | NEW FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2047 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,507.00 (+6.48%) | $515,600 (+6.18%) Land $292,300 Building $223,300 | $697,680 |
| 2024 | $5,172.00 (+1.02%) | $485,600 (+6.8%) Land $265,700 Building $219,900 | |
| 2023 | $5,120.00 | $454,700 Land $239,200 Building $215,500 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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