15 Harvard Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 15 Harvard Ave, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 684 sqft · built 1900
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Tax Bill	$3,266 (2025)
Flood Zone	Zone AE (high risk)
APN	`SAUG M:006-H B:0013 L:0008`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-H B:0013 L:0008`
Alternative APNs	`M:006=H B:0013 L:0008` `4672009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	684 sqft Living Area
Gross Area	1,522 sqft
1st Floor Area	528 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4672009
Street Address	15 HARVARD AVE
City	SAUGUS
State	MA
Zip	01906-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SAUGUS S SLATER & MCNAIL
Legal Block	13
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1006
Census Tract	208102

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-H B:0013 L:0008

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 HARVARD AVE, SAUGUS, MA 01906-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,266.00 (+6.94%)	$305,800 (+6.62%) Land $181,900 Building $123,900	$624,720
2024	$3,054.00 (+1.53%)	$286,800 (+7.38%) Land $165,400 Building $121,400
2023	$3,008.00	$267,100 Land $148,800 Building $118,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 46 individual NFIP policies nearby
Nearby Flood Policies	46 in force
Nearby Flood Claims	58 (1978–2024)
Claims Outside the SFHA	4 of 58
Most Recent Claim	Jan 2024, other causes
Claims By Storm	Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims Coastal Storm, Oct 1991 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.