Montgomery County and Amsterdam City property record for 6 Harding Rd, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,470 sqft · built 1953 |
| Lot Size | 0.477 acres (20,784 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Apr 2004) |
| Tax Bill | $2,158 (2026) |
| Deeds & Mortgages | May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 40.17-1-25 |
| Primary APN | 270100 40.17-1-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 630 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,784 sqft (0.477 acres) |
| Lot Dimensions | 98.5 ft deep x 211 ft wide |
| Porch | Slab |
| Porch Area | 246 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0167170 |
|---|---|
| Street Address | 6 HARDING RD |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-3709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | RES L 211 X 98 |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 70600 |
6 Harding Rd is owned and occupied by an individual who bought it in April 2004.
Source: Montgomery County and Amsterdam City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 HARDING RD, AMSTERDAM, NY 12010-3709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2004 · Amount on File |
| Deed Sale | Apr 7, 2004 · Amount on File |
| Prior Sale | Jul 21, 1997 · Amount on File |
| Deed Book / Page | 735 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 6 HARDING RD, AMSTERDAM, NY 12010-3709 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 3065 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021-93065 |
| Name | DALE&BARBARA OHARA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 6 Harding Rd was $2,158 with a homeowner's exemption, up 106.3% from the year before.
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,158.00 (+106.31%) Homeowner's exemption | ||
| 2025 | $1,046.00 | $50,000 Land $16,600 Building $33,400 | $147,059 Land $48,824 Building $98,235 |
| 2023 | $50,000 Land $16,600 Building $33,400 | $116,279 Land $38,605 Building $77,674 | |
| 2020 | $908.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6 Harding Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6 Harding Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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