Montgomery County and Amsterdam City property record for 5 Harding Rd, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,104 sqft · built 1980 |
| Lot Size | 0.453 acres (19,766 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,190 (2026) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 39.20-2-13 |
| Primary APN | 270100 39.20-2-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,104 sqft Living Area |
| 1st Floor Area | 980 sqft |
| 2nd Floor Area | 644 sqft |
| Upper Floors Area | 480 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,766 sqft (0.453 acres) |
| Lot Dimensions | 124 ft deep x 159 ft wide |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0167190 |
|---|---|
| Street Address | 5 HARDING RD |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-3708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | BLDG L 75X45 |
| Legal Block | 2 |
| Legal Lot Number | 13.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 70600 |
5 Harding Rd is owned and occupied by two individuals who acquired it in October 2025.
Source: Montgomery County and Amsterdam City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 HARDING RD, AMSTERDAM, NY 12010-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 20, 2025 |
| Transfer Doc | 0000000616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Oct 21, 2025 |
| Property Address | 5 HARDING RD, AMSTERDAM, NY 12010-3708 |
| Document Number | 0000000616 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025-3616 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 HARDING RD, AMSTERDAM, NY 12010-3708 |
The 2026 property tax bill for 5 Harding Rd was $2,190 with exemptions applied, up 68.9% from the year before.
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,190.00 (+68.85%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,297.00 (-60.26%) | $62,000 (-) Land $8,000 Building $54,000 | $182,353 (+14.71%) Land $23,529 Building $158,824 |
| 2024 | $3,264.00 Homeowner's exemption Senior Citizen's exemption | $62,000 (-) Land $8,000 Building $54,000 | $158,974 (+10.26%) Land $20,513 Building $138,461 |
| 2023 | $62,000 Land $8,000 Building $54,000 | $144,186 Land $18,605 Building $125,581 | |
| 2020 | $1,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Harding Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5 Harding Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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