6 Harding Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 6 Harding Dr, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,937 sqft · built 2018
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$2,459,800 (Feb 2020)
Tax Bill$24,784 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN551400 146-17-3-52

Property Details

APN / Parcel Number

Primary APN551400 146-17-3-52
Alternative APN
  • 140014601700030520000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,937 sqft Living Area
1st Floor Area1,452 sqft
2nd Floor Area1,485 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address6 HARDING DR
CityRYE
StateNY
Zip10580-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal SubdivisionGLEN OAKS PARK
Legal Block3
Legal Lot Number52.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group1
Census Block1008
Census Tract7500

Owner

Source: Westchester County and Rye City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6 HARDING DR, RYE, NY 10580-1313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
HSBC BANK USA
Jan 3, 2018Deed of Trust, Mortgage
DARIEN ROWAYTON BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Prior SaleJun 24, 2013 · Amount on Record
Deed Document Number2020593533243
Record UpdatedJun 8, 2026

February 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateFeb 28, 2020
Property Address6 HARDING DR, RYE, NY 10580-1313
Document Number0593533243
Map ReferenceMAP 12634
Instrument DateJan 29, 2020
Instrument593533243
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyCATIC TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,840.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 SCHOOL LN, 5, SCARSDALE, NY 10583-5607

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 HARDING DR, RYE, NY 10580-1313

Mortgage

Document Number0600583384
DateFeb 28, 2020
Instrument600583384
Lender
NameHSBC BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address6 HARDING DR, RYE, NY 10580-1313
Document Number0580193347
Instrument DateJan 3, 2018
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyMAVEN ABSTRACT, MAVEN ABS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5 SCHOOL LN HEATHCOTE NY 105835607, HEATHCOTE, NY 10583-5607

Mortgage

Document Number0580193347
DateJan 23, 2018
Book Page058019/003347
Lender
NameDARIEN ROWAYTON BK
TypeBank
AddressROWAYTON, MA 01853
Agreement
AmountAmount Recorded
Interest
Rate2%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,784.00$40,800 (-) Land $5,450 Building $35,350$3,457,627 (+6.78%) Land $461,864 Building $2,995,763
2024$40,800 (-) Land $5,450 Building $35,350$3,238,096 (+2.38%) Land $432,540 Building $2,805,556
2023$40,800 Land $5,450 Building $35,350$3,162,791 Land $422,481 Building $2,740,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims72 (1978–2024)
Claims Outside the SFHA35 of 72
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 19 claims
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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