1 Harding Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 1 Harding Dr, Rye, NY 10580 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,430 sqft · built 1963
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$1,810,000 (Dec 2019)
Tax Bill	$25,831 (2025)
Deeds & Mortgages	Jan 2022 Refinance Jan 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-17-2-70`

Property Details

APN / Parcel Number

Primary APN	`551400 146-17-2-70`
Alternative APN	`140014601700020700000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,430 sqft Living Area
1st Floor Area	2,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1 HARDING DR
City	RYE
State	NY
Zip	10580-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GLEN OAKS PARK
Legal Block	2
Legal Lot Number	70.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1009
Census Tract	7500

Owner

Source: Westchester County and Rye City records · APN 551400 146-17-2-70

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 HARDING DR, RYE, NY 10580-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jan 16, 2020	Deed of Trust, Mortgage QUICKEN LNS
Dec 06, 2019	Grant Deed, Transfer CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO
Jan 04, 2019	Grant Deed, Transfer GLOBALSERVE TITLE AGENCY CORPORATION, GLOBALSERVE TITLE AGCY CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2019 · Amount on Record
Deed Sale	Dec 06, 2019 · Amount on Record
Prior Sale	Jan 04, 2019 · Amount on Record
Deed Document Number	2019593313146
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	1 HARDING DR, RYE, NY 10580-1312
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HARDING DR, RYE, NY 10580-1312

Mortgage

Document Number	0620213540
Date	Jan 24, 2022
Instrument	620213540

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	358 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.17%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.17%
Index	Other
Margin	3
Max Rate	7.17%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	1 HARDING DR, RYE, NY 10580-1312
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HARDING DR, RYE, NY 10580-1312

Mortgage

Document Number	0620213539
Date	Jan 24, 2022
Instrument	620213539

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	358 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.17%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.17%
Index	Other
Margin	3
Max Rate	7.17%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	1 HARDING DR, RYE, NY 10580-1312
Document Number	0600293037
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 HARDING DR RYE NY 105801312, RYE, NY 10580-1312

Mortgage

Document Number	0600293037
Date	Jan 29, 2020
Book Page	060029/003037

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 06, 2019
Property Address	1 HARDING DR, RYE, NY 10580-1312
Document Number	0593313146
Book / Page	059331 / 003146
Instrument Date	Dec 02, 2019
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$7,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 GOLD ST #2413 NEW YORK NY 100384853, 2413, NEW YORK, NY 10038-4853

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 04, 2019
Property Address	1 HARDING DR, RYE, NY 10580-1312
Document Number	0583483345
Book / Page	058348 / 003345
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	Jan 22, 2019
Title Company	GLOBALSERVE TITLE AGENCY CORPORATION, GLOBALSERVE TITLE AGCY CORP

Transaction

Amount	Amount Recorded
Tax	$4,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	339 RYE BEACH AVE RYE NY 105803447, RYE, NY 10580-3447

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,831.00	$28,800 (-) Land $6,450 Building $22,350	$2,440,678 (+6.78%) Land $546,610 Building $1,894,068
2024		$28,800 (-) Land $6,450 Building $22,350	$2,285,715 (+2.38%) Land $511,905 Building $1,773,810
2023		$28,800 Land $6,450 Building $22,350	$2,232,558 Land $500,000 Building $1,732,558

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190075001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 45 individual NFIP policies nearby
Nearby Flood Policies	45 in force
Nearby Flood Claims	72 (1978–2024)
Claims Outside the SFHA	35 of 72
Most Recent Claim	Aug 2024, rainfall accumulation
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 19 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 352 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Harding Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures