6 Frederick Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 6 Frederick Rd, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,208 sqft · built 1900
Lot Size	0.213 acres (9,300 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jun 2023)
Tax Bill	$1,923 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-337540`

Property Details

APN / Parcel Number

Primary APN	`15-337540`
Alternative APN	`337540`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,208 sqft Total Area
1st Floor Area	604 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Metal
Lot Area	9,300 sqft (0.213 acres)
Lot Dimensions	155 ft deep x 60 ft wide
Pool Type	Vinyl-Lined Pool
Porch	Enclosed Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	337540
Street Address	6 FREDERICK RD
City	THURMONT
State	MD
Zip	21788-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT #9, 60 X 155 6 FRED'K RD. THURMONT
Legal Subdivision	THURMONT
Legal Block	270
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2005
Census Tract	753001

Owner

6 Frederick Rd is owned and occupied by an individual who bought it in June 2023.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6 FREDERICK RD, THURMONT, MD 21788-1809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed, Transfer · Conventional Mortgage PNC BANK NA
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 27, 2017	Deed of Trust, Mortgage PNC BANK NA
Apr 24, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Aug 2, 1996
Deed Document Number	0000164811
Deed Book / Page	16481 / 1
Record Updated	Jun 7, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 15, 2023
Property Address	6 FREDERICK RD, THURMONT, MD 21788-1809
Document Number	0164810001
Book / Page	16481 / 1
Instrument Date	Jun 1, 2023
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 FREDERICK RD, THURMONT, MD 21788-1809

Mortgage

Document Number	0000164818
Date	Jun 15, 2023
Instrument	16481/8

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6 FREDERICK RD, THURMONT, MD 21788-1809
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FREDERICK RD, THURMONT, MD 21788-1809

Mortgage

Document Number	0162210306
Date	Nov 14, 2022
Book Page	16221/306

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	468 Months
Due	Nov 7, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6 FREDERICK RD, THURMONT, MD 21788-1809
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116850164
Date	Feb 27, 2017
Book Page	11685/0164
Instrument	11685-0164

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6 FREDERICK RD, THURMONT, MD 21788-1809
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116850178
Date	Feb 27, 2017
Book Page	11685/0178
Instrument	11685-0178

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6 FREDERICK RD, THURMONT, MD 21788-1809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136800024
Date	Apr 24, 2020
Book Page	13680/24

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,923.00 (+1.16%)	$123,000 (+1.23%) Land $52,000 Building $71,000	$123,000 (-) Land $52,000 Building $71,000
2022	$1,901.00 Homeowner's exemption	$121,500	$123,000 Land $52,000 Building $71,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Frederick Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Frederick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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