5 Frederick Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 5 Frederick Rd, Thurmont, MD 21788

Property Summary

Property Type	Commercial
Details	2 ba · 1,621 sqft · built 1935
Lot Size	0.178 acres (7,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jun 2021)
Tax Bill	$4,599 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-324368`

Property Details

APN / Parcel Number

Primary APN	`15-324368`
Alternative APN	`324368`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,621 sqft Gross Area
1st Floor Area	1,117 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Stucco
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	7,751 sqft (0.178 acres)
View / Lot	Commercial/Industrial
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	324368
Street Address	5 FREDERICK RD
City	THURMONT
State	MD
Zip	21788-1810
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	TB
Legal Description	PARCEL 1 7,751 SQ. FT. THURMONT
Legal Subdivision	THURMONT
Legal Block	180
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	3
Census Block	3005
Census Tract	753001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6135 MOUNTAINDALE RD, THURMONT, MD 21788-2712
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Jun 11, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Deed Book / Page	14982 / 432
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5 FREDERICK RD, THURMONT, MD 21788-1810
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FREDERICK RD, THURMONT, MD 21788-1810

Mortgage

Document Number	0151620095
Date	Aug 6, 2021
Book Page	15162/95

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 11, 2021
Property Address	5 FREDERICK RD, THURMONT, MD 21788-1810
Document Number	0149820432
Book / Page	14982 / 432
Map Reference	MB 64 PG 126
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6135 MOUNTAINDALE RD, THURMONT, MD 21788-2712

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,400 (+63.39%) Land $60,000 Building $285,400	$345,400 (+63.39%) Land $60,000 Building $285,400
2025	$4,599.00 (+41.81%)
2023	$3,243.00	$211,400 Land $56,000 Building $155,400	$211,400 Land $56,000 Building $155,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Frederick Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures