6 Frank St, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 6 Frank St, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,764 sqft · built 1973
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Feb 2020)
Tax Bill	$13,283 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 33.-7-20.1`

Property Details

APN / Parcel Number

Primary APN	`473489 33.-7-20.1`
Alternative APNs	`0800-033.00-07.00-020.001` `348903300000070200010000` `4734009657` `S100816`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,164 sqft
1st Floor Area	682 sqft
2nd Floor Area	1,082 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Composition
Lot Area	11,761 sqft (0.27 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S100816
Street Address	6 FRANK ST
City	SMITHTOWN
State	NY
Zip	11787-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-600953 TC-62 *117 & WLY 10 OF LORAPALLO PK BLK 24 LTS 37-
Legal Block	7
Legal Lot Number	20
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1029
Census Tract	134902

Owner

6 Frank St is owned and occupied by an individual who bought it in February 2020.

Source: Suffolk County and Smithtown Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	6 FRANK ST, SMITHTOWN, NY 11787-1220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 6, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 20, 2020	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Feb 19, 2019	Trustee's Deed, Transfer · Conventional with PMI LEONARD ROSENZWEIG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020 · Amount on File
Deed Sale	Feb 26, 2020 · Amount on File
Prior Sale	Feb 19, 2019 · Amount on File
Deed Book / Page	13049 / 503
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	6 FRANK ST, SMITHTOWN, NY 11787-1220
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235530876
Date	Dec 8, 2023
Book Page	23553/876

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	469 Months
Due	Jan 1, 2063

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	6 FRANK ST, SMITHTOWN, NY 11787-1220
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234540800
Date	Sep 6, 2022
Book Page	23454/800

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 20, 2020
Property Address	6 FRANK ST, SMITHTOWN, NY 11787-1220
Document Number	0130490503
Book / Page	013049 / 000503
Instrument Date	Dec 10, 2019
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,080.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ULSTER CT COMMACK NY 117254512, COMMACK, NY 11725-4512

Mortgage

Document Number	231640858
Date	Aug 20, 2020
Book Page	023164/000858

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2050

February 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 19, 2019
Property Address	6 FRANK ST, SMITHTOWN, NY 11787-1220
Document Number	0130010228
Book / Page	013001 / 000228
Instrument Date	Jan 16, 2019
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	65 GEORGE ST ROSLYN HEIGHTS NY 115771701, ROSLYN HEIGHTS, NY 11577-1701

Mortgage

Document Number	230040815
Date	Feb 19, 2019
Book Page	023004/000815

Lender

Name	LEONARD ROSENZWEIG
Address	165 EILEEN WAY, SYOSSET, NY 11791-5324

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	10%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Kings Park Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,220 Land $225 Building $4,995	$652,500 Land $28,125 Building $624,375
2024	$13,283.00
2023		$5,220 Land $225 Building $4,995	$6,000 Land $259 Building $5,741

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6 Frank St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6 Frank St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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