2 Frank St, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 2 Frank St, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 961 sqft · built 1955
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,750 (Mar 2017)
Tax Bill	$8,124 (2024)
Deeds & Mortgages	Aug 2019 Sale Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 33.-7-19.1`

Property Details

APN / Parcel Number

Primary APN	`473489 33.-7-19.1`
Alternative APNs	`0800-033.00-07.00-019.001` `348903300000070190010000` `4734009656` `S100001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	961 sqft Living Area
1st Floor Area	961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	13,504 sqft (0.31 acres)
View / Lot	Suburban

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S100001
Street Address	2 FRANK ST
City	SMITHTOWN
State	NY
Zip	11787-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-600976.1 TC-62 RAPALLO PK BLK 24 *117 LOTS 1 TO 5 & 41-42
Legal Subdivision	RAPALLO PK
Legal Block	7
Legal Lot Number	19
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1029
Census Tract	134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 FRANK ST, SMITHTOWN, NY 11787-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed, Transfer
Mar 27, 2017	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2017 · Amount on Record
Deed Sale	Mar 27, 2017 · Amount on Record
Prior Sale	Aug 16, 2012 · Amount on Record
Deed Book / Page	12905 / 979
Prior Transfer Date	Dec 5, 2000
Prior Transfer Doc	0121120089
Record Updated	Oct 29, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 30, 2019
Property Address	2 FRANK ST, SMITHTOWN, NY 11787-1220
Document Number	0130260544
Book / Page	13026 / 544
Instrument Date	Jul 22, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 27, 2017
Property Address	2 FRANK ST, SMITHTOWN, NY 11787-1220
Document Number	0129050979
Book / Page	012905 / 000979
Instrument Date	Jan 24, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	SKYLINE TRG TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 CABIN LN SETAUKET NY 117333442, SETAUKET, NY 11733-3442

Mortgage

Document Number	228020185
Date	Mar 27, 2017
Book Page	022802/000185

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Kings Park Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,375 (-) Land $350 Building $3,025	$421,875 (+10,775.87%) Land $43,750 Building $378,125
2024	$8,124.00
2023		$3,375 (-) Land $350 Building $3,025	$3,879 (+12.63%) Land $402 Building $3,477
2022	Veteran's exemption	$3,375 Land $350 Building $3,025	$3,444 Land $357 Building $3,087

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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