6 Fairway Dr, Berea, KY 40403 Property Records

Madison County property record for 6 Fairway Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1982
Owner	Individual Name on File
Last Sale	$280,000 (Oct 2022)
Tax Bill	$3,409 (2025)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B009-0012-0050`

Property Details

APN / Parcel Number

Primary APN	`B009-0012-0050`
Alternative APNs	`113679` `95898` `42916`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,892 sqft Living Area

Exterior

Year Built	Built 1982
Exterior Material	Wood
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	42916
Street Address	6 FAIRWAY DR
City	BEREA
State	KY
Zip	40403-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHURCHILL ACRES LOT 6
Legal Subdivision	CHURCHILL AC
Legal Lot Number	6
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2013
Census Tract	11303

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1008 RICHMOND RD N, BEREA, KY 40403-1065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF RUSSELL SPRI
Dec 22, 2021	Deed of Trust, Mortgage WHITAKER BANK INC
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Document Number	2014115891
Deed Book / Page	D830 / 316
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 14, 2022
Property Address	6 FAIRWAY DR, BEREA, KY 40403-1708
Document Number	00D830/316
Book / Page	D830 / 316
Map Reference	MB 2 PG 166
Instrument Date	Oct 12, 2022
Instrument	2014115891
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 HIGHLAND DR, 108, BEREA, KY 40403-1051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 RICHMOND RD N, BEREA, KY 40403-1065

Mortgage

Document Number	2014115892
Date	Oct 14, 2022
Instrument	2014115892

Lender

Name	FIRST NATIONAL BANK OF RUSSELL SPRI
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	7.9%
Max Rate At Change	13.9%
Index	1-Year CMT
Max Rate	13.9%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	6 FAIRWAY DR, BEREA, KY 40403-1708
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FAIRWAY DR, BEREA, KY 40403-1708

Mortgage

Document Number	00M2120/20
Date	Dec 22, 2021
Book Page	M2120/20
Instrument	2014069772

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	MINNEAPOLIS, MN 55439

Agreement

Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	6 FAIRWAY DR, BEREA, KY 40403-1708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01968/101
Date	Aug 13, 2020
Book Page	M01968/101
Instrument	2014018070

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Apr 15, 2019
Property Address	6 FAIRWAY DR, BEREA, KY 40403-1708
Document Number	D00772/263
Book / Page	D00772 / 263
Map Reference	MB 2 PG 166
Instrument Date	Apr 10, 2019
Instrument	2013991037
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1857 BIG HILL RD, 1857, BEREA, KY 40403-9018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6 FAIRWAY DR, BEREA, KY 40403-1708

Mortgage

Document Number	2013991038
Date	Apr 15, 2019
Instrument	2013991038

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 5, 2018
Property Address	6 FAIRWAY DR, BEREA, KY 40403-1708
Document Number	D00765/341
Book / Page	D00765 / 341
Map Reference	MB2 PG166
Instrument Date	Oct 5, 2018
Instrument	2013982917
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4339 WINDING OAKS CIR, 4339, MULBERRY, FL 33860-8358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FAIRWAY DR, BEREA, KY 40403-1708

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,409.00 (-8.85%) Additional exemption filed	$286,000 (-)	$286,000 (-)
2023	$3,740.00	$286,000	$286,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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