Madison County property record for 10 Fairway Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,372 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $16,000 (Sep 1981) |
| Tax Bill | $1,977 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B009-0012-0046 |
| Primary APN | B009-0012-0046 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,372 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 56581 |
|---|---|
| Street Address | 10 FAIRWAY DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHURCHILL ACRES LOT 10 |
| Legal Subdivision | CHURCHILL AC |
| Legal Lot Number | 10 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11303 |
10 Fairway Dr is owned and occupied by two individuals who bought it in September 1981.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 FAIRWAY DR, BEREA, KY 40403-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 5, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 1981 · Amount on File |
| Deed Sale | Sep 10, 1981 · Amount on File |
| Deed Document Number | 0000339317 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 10 FAIRWAY DR, BEREA, KY 40403-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | M01724/231 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | M01724/231 |
| Instrument | 2013953259 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 10 FAIRWAY DR, BEREA, KY 40403-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | M01916/281 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | M01916/281 |
| Instrument | 2014006783 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jan 8, 2040 |
The 2025 property tax bill for 10 Fairway Dr was $1,977 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,977.00 Homeowner's exemption | $215,000 | $215,000 |
| 2023 | $1,892.00 Homeowner's exemption | $191,000 | $191,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Fairway Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Fairway Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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