6 Emerald Dr, Missoula, MT 59808 Property Records

Missoula County property record for 6 Emerald Dr, Missoula, MT 59808

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,952 sqft · built 1971
Lot Size	0.494 acres (21,519 sqft)
Owner	2 Individual Names on File
Last Sale	$353,300 (Oct 2017)
Tax Bill	$4,341 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0456163`

Property Details

APN / Parcel Number

Primary APN	`R0456163`
Alternative APNs	`04-2199-14-1-04-02-0000` `0001040600` `1040600`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	1,352 sqft
Basement Area	672 sqft
Finished Basement	600 sqft
Unfinished Basement	72 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2017
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,519 sqft (0.494 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	484 sqft
Deck Area	240 sqft
Shed	1 Shed
Shed Area	224 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Account Number	0001040600
Street Address	6 EMERALD DR
City	MISSOULA
State	MT
Zip	59808-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	EMERALD ADD 002, S14, T13 N, R20 W, LOT 2
Legal Subdivision	EMERALD ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2031
Census Tract	205

Owner

6 Emerald Dr is owned and occupied by two individuals who bought it in October 2017.

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6 EMERALD DR, MISSOULA, MT 59808-5603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK OF MISSOULA
Sep 28, 2020	Warranty Deed, Transfer INSURED TITLE
Oct 27, 2017	Grant Deed, Transfer FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Prior Sale	Aug 11, 2003 · Amount on File
Deed Document Number	201722021
Deed Book / Page	988 / 879
Prior Transfer Date	Mar 15, 2002
Prior Transfer Doc	0000007283
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	6 EMERALD DR, MISSOULA, MT 59808-5603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSUREDTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010430698
Date	Nov 10, 2020
Book Page	1043/698
Instrument	202027268

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Sep 28, 2020
Property Address	6 EMERALD DR, MISSOULA, MT 59808-5603
Document Number	0010400577
Book / Page	001040 / 000577
Instrument Date	Sep 28, 2020
Instrument	22947
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	INSURED TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	472 MARI CT LOLO MT 598479594, LOLO, MT 59847-9594

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MISSOULA MT
Recording Date	Oct 27, 2017
Property Address	6 EMERALD DR, MISSOULA, MT 59808-5603
Document Number	0009880879
Book / Page	000988 / 000879
Instrument Date	Oct 19, 2017
Instrument	22021
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	INSURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 EMERALD DR MISSOULA MT 598085603, MISSOULA, MT 59808-5603

Mortgage

Document Number	9880880
Date	Oct 27, 2017
Book Page	000988/000880
Instrument	22022

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6 Emerald Dr was $4,341, down 9.2% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Hellgate Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,000 (-) Land $228,281 Building $392,719	$621,000 (-) Land $228,281 Building $392,719
2025	$4,341.00 (-9.22%)	$621,000 Land $228,281 Building $392,719	$621,000 Land $228,281 Building $392,719
2024	$4,782.00 (-0.42%)
2023	$4,802.00	$492,500	$492,500 Land $119,079 Building $373,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Emerald Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERWALK AND DINOS ESTATES private · serves 115 people · EPA ID MT0004506
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MISSOULA WATER
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blackfoot Telephone Cooperative.

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