6 E West St, Troy, OH 45373 Property Records

Miami County property record for 6 E West St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,238 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,200 (Feb 1996)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-011830`

Property Details

APN / Parcel Number

Primary APN	`D08-011830`
Alternative APNs	`050628.4-04-005-00` `D08SE041 01900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,238 sqft Living Area
1st Floor Area	790 sqft
2nd Floor Area	448 sqft
Upper Floors Area	448 sqft
Basement Area	224 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	124 ft deep x 35 ft wide
Porch	Enclosed Porch
Porch Area	187 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SE041 01900
Street Address	6 E WEST ST
City	TROY
State	OH
Zip	45373-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 911 35X124 NE PT
Legal Lot Number	911
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4016
Census Tract	365200

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 E WEST ST, TROY, OH 45373-4018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK OF WESTERN OHIO
Dec 23, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 1996 · Amount on Record
Deed Sale	Feb 28, 1996 · Amount on Record
Deed Document Number	286
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	6 E WEST ST, TROY, OH 45373-4018
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 E WEST ST, TROY, OH 45373-4018

Mortgage

Document Number	0000010281
Date	Sep 10, 2025
Instrument	2025OR-10281

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	6 E WEST ST, TROY, OH 45373-4018
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022202
Date	Dec 23, 2021
Instrument	2021OR-22202

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,737.00 (+12.87%)	$47,540 (+24.26%) Land $7,880 Building $39,660	$135,800 (+24.25%) Land $22,500 Building $113,300
2024	$1,539.00 (+4.34%)	$38,260 (-) Land $8,510 Building $29,750
2023	$1,475.00 (+16.51%)	$38,260 (-) Land $8,510 Building $29,750	$109,300 (-) Land $24,300 Building $85,000
2022	$1,266.00	$38,260 Land $8,510 Building $29,750	$109,300 Land $24,300 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, Verizon, Watch TV.

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