Lexington County property record for 6 Downing Ct, Gilbert, SC 29054 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,387 sqft · built 2015 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Apr 2023) |
| Tax Bill | $2,036 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003115-01-005 |
| Primary APN | 003115-01-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,387 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6 DOWNING CT |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-8499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE RESERVE SD LOT 5 |
| Legal Lot Number | 5 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 21303 |
Source: Lexington County records · APN 003115-01-005
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Apr 19, 2023 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Prior Sale | Feb 22, 2016 · Amount on Record |
| Deed Document Number | 202312869 |
| Deed Book / Page | 21053 / 2001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 6 DOWNING CT, GILBERT, SC 29054-8499 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2100402084 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 21004/2084 |
| Instrument | 2022018474 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Apr 19, 2023 |
| Property Address | 6 DOWNING CT, GILBERT, SC 29054-8499 |
| Document Number | 2105302001 |
| Book / Page | 21053 / 2001 |
| Map Reference | MB 13259 PG 291 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2023012869 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $923.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 DOWNING CT, GILBERT, SC 29054-8499 |
| Document Number | 2023012870 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 2023012870 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,036.00 (-3.96%) | ||
| 2024 | $2,120.00 (+46.81%) | $14,200 (+40.64%) Land $1,200 Building $13,000 | $355,000 (+40.64%) Land $30,000 Building $325,000 |
| 2023 | $1,444.00 | $10,097 Land $1,200 Building $8,897 | $252,416 Land $30,000 Building $222,416 |
Source: FEMA National Flood Hazard Layer, Lexington County (45063C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450630213033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force 34 of 36 on primary residences |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Oct 2015, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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