15 Downing Ct, Gilbert, SC 29054 Property Records

Lexington County property record for 15 Downing Ct, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,423 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$351,300 (Sep 2021)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003115-01-009`

Property Details

APN / Parcel Number

Primary APN	`003115-01-009`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,423 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15 DOWNING CT
City	GILBERT
State	SC
Zip	29054-8499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LAKESIDE RESERVE SD LOT 9
Legal Subdivision	LAKESIDE RESERVE
Legal Lot Number	9
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	3
Census Block	3003
Census Tract	21303

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 DOWNING CT, GILBERT, SC 29054-8499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST PALMETTO BANK
Sep 20, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 4, 2020	Warranty Deed, Transfer · Line of Credit FIRST PALMETTO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	202150748
Deed Book / Page	20966 / 1567
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	15 DOWNING CT, GILBERT, SC 29054-8499
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 SUNSET BLVD, WEST COLUMBIA, SC 29169-6861
Investor	Possibly a Property Investor

Mortgage

Document Number	2097900803
Date	Nov 22, 2021
Book Page	20979/803
Instrument	2021063126

Lender

Name	FIRST PALMETTO BANK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Line of Credit
Term	117 Months
Due	Aug 17, 2031

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 20, 2021
Property Address	15 DOWNING CT, GILBERT, SC 29054-8499
Document Number	2096601567
Book / Page	20966 / 1567
Map Reference	SL 1041 PG 8
Instrument Date	Sep 13, 2021
Instrument	2021050748
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.55
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 DOWNING CT, GILBERT, SC 29054-8499
Investor	Possibly a Property Investor

Mortgage

Document Number	2021050749
Date	Sep 20, 2021
Instrument	2021050749

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Nov 4, 2020
Property Address	15 DOWNING CT, GILBERT, SC 29054-8499
Document Number	2090302069
Book / Page	20903 / 2069
Map Reference	SL 1041 PG 8
Instrument Date	Oct 29, 2020
Instrument	2020050949
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Tax	$129.50
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CORPORATE BLVD, WEST COLUMBIA, SC 29169-4610
Investor	Possibly a Property Investor

Mortgage

Document Number	2020050950
Date	Nov 4, 2020
Instrument	2020050950

Lender

Name	FIRST PALMETTO BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Oct 29, 2021

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,181.00 (+4.01%)
2024	$2,097.00 (+4.43%)	$14,052 (-) Land $1,200 Building $12,852	$351,300 (-) Land $30,000 Building $321,300
2023	$2,008.00	$14,052 Land $1,200 Building $12,852	$351,300 Land $30,000 Building $321,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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