6 Dockside Ct, Montross, VA 22520 Property Records

Westmoreland County property record for 6 Dockside Ct, Montross, VA 22520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,364 sqft · built 2004
Lot Size	2.34 acres (101,930 sqft)
Owner	2 Individual Names on File
Last Sale	$236,990 (Jan 2020)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`37A-2`

Property Details

APN / Parcel Number

Primary APN	`37A-2`
Alternative APN	`25453`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,364 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	101,930 sqft (2.34 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25453
Street Address	6 DOCKSIDE CT
City	MONTROSS
State	VA
Zip	22520-4244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHIRLAND SHORES SUB 2.34AC LOT 2 & 1/14 INTIN ROAD
Legal Subdivision	SHIRLAND SHORES
Legal Lot Number	2
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	2
Census Block	2014
Census Tract	10101

Owner

6 Dockside Ct is owned and occupied by two individuals who bought it in January 2020.

Source: Westmoreland County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 DOCKSIDE CT, MONTROSS, VA 22520-4244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 13, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 14, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 15, 2020	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Deed Document Number	20209270871
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 23, 2026
Property Address	6 DOCKSIDE CT, MONTROSS, VA 22520-4244
Document Number	1005001536
Book / Page	1005 / 1536
Instrument Date	Jul 17, 2026
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 DOCKSIDE CT, MONTROSS, VA 22520-4244

Mortgage

Document Number	1005001536,
Date	Jul 23, 2026
Book Page	1005/1536

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	6 DOCKSIDE CT, MONTROSS, VA 22520-4244
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009690726
Date	Jul 13, 2023
Instrument	09690726

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	6 DOCKSIDE CT, MONTROSS, VA 22520-4244
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009560771
Date	Jun 14, 2022
Instrument	09560771

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	6 DOCKSIDE CT, MONTROSS, VA 22520-4244
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009382216
Date	Dec 22, 2020
Instrument	09382216

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	6 DOCKSIDE CT, MONTROSS, VA 22520-4244
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009460211
Date	Aug 3, 2021
Instrument	09460211

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.63%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jan 15, 2020
Property Address	6 DOCKSIDE CT, MONTROSS, VA 22520-4244
Document Number	0009270871
Instrument Date	Jan 6, 2020
Instrument	09270871
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	BUYERS TITLE, BUYERS TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 WARBURTON OAKS DR, FORT WASHINGTON, MD 20744-5001

Mortgage

Document Number	0009270874
Date	Jan 15, 2020
Instrument	09270874

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6 Dockside Ct was $2,821.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,821.00	$414,900 Land $124,400 Building $290,500	$414,900 Land $124,400 Building $290,500
2023	$2,572.00	$414,900 Land $124,400 Building $290,500	$414,900 Land $124,400 Building $290,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Dockside Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	13 (2003–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Dockside Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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