196 Dockside Ct, Montross, VA 22520 Property Records

Westmoreland County property record for 196 Dockside Ct, Montross, VA 22520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,645 sqft · built 2019
Lot Size	2.76 acres (120,226 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (May 2024)
Tax Bill	$3,323 (2025)
Deeds & Mortgages	Jul 2019 Construction Loan May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37A-11`

Property Details

APN / Parcel Number

Primary APN	`37A-11`
Alternative APN	`25462`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	4,645 sqft Living Area
Sunroom	Sunroom
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	120,226 sqft (2.76 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	1,359 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	25462
Old Parcel Number	37A-11
Street Address	196 DOCKSIDE CT
City	MONTROSS
State	VA
Zip	22520-4245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHIRLAND SHORES SUB 2.76AC LOT 11 & 1/14 INTIN ROAD
Legal Subdivision	SHIRLAND SHORES
Legal Lot Number	11
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	2
Census Block	2014
Census Tract	10101

Owner

196 Dockside Ct is owned and occupied by an individual who bought it in May 2024.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	196 DOCKSIDE CT, MONTROSS, VA 22520-4245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Deed of Trust, Mortgage · Construction Mortgage MITCHELL HOMES INC
May 2, 2022	Warranty Deed, Transfer LYTLE TITLE AND ESCROW LLC, ELITE TITLE & ESCROW LLC
Apr 5, 2019	Warranty Deed, Transfer NOT AVAILABLE, LOCUST GROVE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2024 · Amount on File
Deed Sale	May 22, 2024 · Amount on File
Prior Sale	May 2, 2022 · Amount on File
Deed Document Number	09791386
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	196 DOCKSIDE CT, MONTROSS, VA 22520
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009211017
Date	Jul 18, 2019
Instrument	09211017

Lender

Name	MITCHELL HOMES INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 2, 2022
Property Address	196 DOCKSIDE CT, MONTROSS, VA 22520
Document Number	0009550004
Instrument Date	Apr 18, 2022
Instrument	09550004
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	LYTLE TITLE AND ESCROW LLC, ELITE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 DOCKSIDE CT, MONTROSS, VA 22520
Investor	Possibly a Property Investor

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Apr 5, 2019
Property Address	196 DOCKSIDE CT, MONTROSS, VA 22520
Document Number	0009180255
Instrument Date	Mar 30, 2019
Instrument	09180255
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	NOT AVAILABLE, LOCUST GROVE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 NW FAGAN ST, PORT SAINT LUCIE, FL 34986-3779

Tax Assessment & Valuation

The 2025 property tax bill for 196 Dockside Ct was $3,323.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,323.00	$488,800 Land $98,600 Building $390,200	$488,800 Land $98,600 Building $390,200
2023	$3,018.00	$486,900 Land $98,600 Building $388,300	$486,900 Land $98,600 Building $388,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Dockside Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	13 (2003–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Dockside Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: All Points Broadband, T-Mobile.

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