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6 Derek Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 6 Derek Ln, Murphy, NC 28906 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,264 sqft Heated Area
Lot Size23,958 sqft (0.55 acres)
OccupancyOwner Occupied
Tax Bill$1,295.00 (2025)

Property Details

APN / Parcel Number

Primary APN455200497602000
Alternative APN
  • 53424

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,264 sqft Heated Area
Gross Area1,944 sqft Gross Area
1st Floor832 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Exterior MaterialWood Siding Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area23,958 sqft (0.55 acres)
Depth X Width185 ft x 281 ft Depth x Width
Deck Area168 sqft Deck
Porch Area256 sqft Porch
TopographyMountain Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number53424
Street Address6 DEREK LN
CityMURPHY
StateNC
Zip28906-4952
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 47 COUNTRY ENCHANTMENT 1576/223
Legal SubdivisionCOUNTRY ENCHANTMENT SUBDIVISION
Legal Tract47
JurisdictionCHEROKEE NC
Minor Civil DivisionSHOAL CREEK
Census Blockgroup1
Census Block1043
Census Tract930603

Owner

Source: Cherokee County records · APN 455200497602000

Assessment roll updated October 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6 DEREK LN, MURPHY, NC 28906-4952
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 25, 2018Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Dec 03, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 12, 2017Warranty Deed, Transfer
KEITH KILLPATRICK ETUX

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 03, 2020
Deed SaleDec 03, 2020
Prior SaleDec 12, 2017 · Amount on Record
Deed Doc Number20207465
Deed Book / Page1666 / 517
Record RefreshedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address6 DEREK LN, MURPHY, NC 28906-4952
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01587/1072
DateMay 25, 2018
Book Page01587/1072
Instrument02505
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressMURPHY, NC 28906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueApr 24, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 03, 2020
Property Address6 DEREK LN, MURPHY, NC 28906-4952
Document Number1666/517
Book / Page1666 / 517
Instrument DateNov 18, 2020
Instrument7465
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$438.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address426 GOLDFINCH LN, 426, MURPHY, NC 28906-8990

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 DEREK LN, MURPHY, NC 28906-4952

Mortgage

Document Number1666520
DateDec 03, 2020
Instrument1666/520
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 12, 2017
Property Address6 DEREK LN, MURPHY, NC 28906-4952
Document Number01576/0223
Book / Page01576 / 0223
Instrument DateDec 05, 2017
Instrument05753
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$318.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address15 ROOSEVELT AVE, 15, ORRINGTON, ME 04474-3028

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 DEREK LN, MURPHY, NC 28906-4952

Mortgage

Document Number05754
DateDec 12, 2017
Instrument05754
Lender
NameKEITH KILLPATRICK ETUX
TypePrivate Party
Agreement
AmountAmount Recorded
Term60 Months
DueDec 07, 2022

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,295.00$171,770 (-)$171,770 (-) Land $17,000 Building $154,770
2023$171,770$171,770 Land $17,000 Building $154,770

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