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40 Derek Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 40 Derek Ln, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,261 sqft Heated Area
Lot Size23,087 sqft (0.53 acres)
OccupancyOwner Occupied
Last Sale$285,000 (2021)
Tax Bill$1,105.00 (2025)

Property Details

APN / Parcel Number

Primary APN455200496437000
Alternative APN
  • 56440

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,261 sqft Heated Area
Gross Area2,004 sqft Gross Area
1st Floor923 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area23,087 sqft (0.53 acres)
Depth X Width174 ft x 127 ft Depth x Width
Deck Area48 sqft Deck
Porch Area503 sqft Porch
TopographyMountain Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number56440
Street Address40 DEREK LN
CityMURPHY
StateNC
Zip28906-4952
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 48 COUNTRY ENCHANTMENT 1561/141
Legal SubdivisionENCHANTMENT SUBDIVISION
Legal Tract48
JurisdictionCHEROKEE NC
Minor Civil DivisionSHOAL CREEK
Census Blockgroup1
Census Block1043
Census Tract930603

Owner

Source: Cherokee County records · APN 455200496437000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 DEREK LN, MURPHY, NC 28906-4952
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2026Intrafamily Transfer, Transfer
Dec 22, 2021Warranty Deed, Transfer
Aug 02, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 23, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Prior SaleMay 23, 2017 · Amount on Record
Deed Doc Number20218665
Deed Book / Page1700 / 145
Last Transfer DateJan 06, 2026
Transfer Doc001793/566
Record RefreshedJun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateJan 07, 2026
Property Address40 DEREK LN, MURPHY, NC 28906-4952
Document Number001793/566
Book / Page1793 / 566
Instrument DateJan 06, 2026
Instrument79
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address40 DEREK LN, MURPHY, NC 28906-4952

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address40 DEREK LN, MURPHY, NC 28906-4952

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 22, 2021
Property Address40 DEREK LN, MURPHY, NC 28906-4952
Document Number001700/145
Book / Page1700 / 145
Instrument DateDec 22, 2021
Instrument8665
Transaction TypeTransfer
Record UpdatedJan 12, 2022

Transaction

AmountAmount Recorded
Tax$570.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address478 BUTLER RD, 478, FOREST CITY, NC 28043-6214

Transferred To (Grantee/Buyer)

NameVerified Name
Address2222 LAKE GRIFFIN RD, LADY LAKE, FL 32159-3317

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address40 DEREK LN, MURPHY, NC 28906-4952
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDITY TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01619/1015
DateAug 02, 2019
Book Page01619/1015
Instrument03539
Lender
NameUS BANK NA
TypeMortgage Company
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 01, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMay 23, 2017
Property Address40 DEREK LN, MURPHY, NC 28906-4952
Document Number01561/0141
Book / Page01561 / 0141
Instrument DateMay 18, 2017
Instrument02219
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Tax$280.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address225 COLE ST NE, 225, MARIETTA, GA 30060-1762

Transferred To (Grantee/Buyer)

NameVerified Name
Address3817 HARROWGATE DR, VALRICO, XX

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,105.00$144,780 (+1.3%)$144,780 (+1.3%) Land $17,000 Building $127,780
2023$142,920$142,920 Land $17,000 Building $125,920

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