Beaufort County property record for 6 Derby Ct, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 8 ba · 3,052 sqft · built 2018 |
| Lot Size | 2.21 acres (96,660 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Dec 2016) |
| Tax Bill | $4,879 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 10477363 |
| Primary APN | 10477363 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,052 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 96,660 sqft (2.21 acres) |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10477363 |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 ROSE DHU CREEK PLANTATION PH 2A PB149 PG158 PB89 PG49 (COURT ORDER VOIDING |
| Legal Subdivision | ROSE DHU CREEK |
| Legal Phase | 2A |
| Legal Lot Number | 6 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 2106 |
6 Derby Ct is owned by two individuals who bought it in December 2016.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6 DERBY CT, BLUFFTON, SC 29910-5604 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Sep 1, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2016 · Amount on File |
| Deed Sale | Dec 1, 2016 · Amount on File |
| Deed Document Number | 0003538440 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 6 DERBY CT, BLUFFTON, SC 29910-5604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022646 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 3860/752 |
| Instrument | 2020022646 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 1, 2017 |
| Property Address | 6 DERBY CT, BLUFFTON, SC 29910-5604 |
| Book / Page | 003604 / 000695 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 48208 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 6 DERBY CT BLUFFTON SC 299105604, BLUFFTON, SC 29910-5604 |
| Document Number | 0000048208 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 003604/000695 |
| Instrument | 48208 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 31, 2047 |
The 2025 property tax bill for 6 Derby Ct was $4,879, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,879.00 (-0.06%) | $29,520 (-) | |
| 2024 | $4,882.00 | $29,520 (-) | $1,228,800 (-) Land $325,000 Building $903,800 |
| 2023 | $4,882.00 (+8.42%) | $29,520 (+15.01%) | $1,228,800 (+91.49%) Land $325,000 Building $903,800 |
| 2022 | $4,503.00 Homeowner's exemption | $25,668 Land $4,760 Building $20,908 | $641,700 Land $119,000 Building $522,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6 Derby Ct in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 428 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 428 in force |
| Nearby Flood Claims | 31 (2015–2024) |
| Claims Outside the SFHA | 30 of 31 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 Derby Ct is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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