6 Cove Pointe Ct, Bloomington, IL 61704 Property Records

McLean County property record for 6 Cove Pointe Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,640 sqft · built 1989
Lot Size	0.305 acres (13,278 sqft)
Owner	2 Company Names on Record
Last Sale	$347,000 (Jul 2025)
Tax Bill	$7,911 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-25-126-002`

Property Details

APN / Parcel Number

Primary APN	`14-25-126-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
Gross Area	3,410 sqft
1st Floor Area	1,408 sqft
Basement Area	232 sqft
Finished Basement	140 sqft
Unfinished Basement	92 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	13,278 sqft (0.305 acres)
Lot Dimensions	174 ft deep x 91 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6 COVE POINTE CT
City	BLOOMINGTON
State	IL
Zip	61704-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NORTH POINTE NO 9 SUB LOT 203
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	NORTH POINTE NO 9 SUB
Legal Lot Number	203
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1016
Census Tract	506

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6 COVE POINTE CT, BLOOMINGTON, IL 61704-1417
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	202510576
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 9, 2020
Property Address	6 COVE POINTE CT, BLOOMINGTON, IL 61704-1417
Document Number	202000000534
Map Reference	DOC 87-5048
Instrument Date	Dec 30, 2019
Instrument	2020-00000534
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COVE POINTE CT, BLOOMINGTON, IL 61704-1417

Mortgage

Document Number	202000000535
Date	Jan 9, 2020
Instrument	2020-00000535

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	6 COVE POINTE CT, BLOOMINGTON, IL 61704-1417
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900010970
Date	Jul 17, 2019
Instrument	2019-00010970

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 5, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,305 (+28.04%) Land $32,025 Building $83,280	$345,915 (+28.04%) Land $96,075 Building $249,840
2024	$7,911.00 (+18.13%)
2023	$6,697.00 (+4.36%)	$90,054 (+7.68%) Land $25,012 Building $65,042	$270,162 (+7.68%) Land $75,036 Building $195,126
2022	$6,417.00	$83,631 Land $23,228 Building $60,403	$250,893 Land $69,684 Building $181,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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