2 Cove Pointe Ct, Bloomington, IL 61704 Property Records

McLean County property record for 2 Cove Pointe Ct, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,934 sqft · built 1993
Lot Size0.277 acres (12,072 sqft)
Owner2 Individual Names on Record
Last Sale$218,000 (Nov 2015)
Tax Bill$8,471 (2024)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-25-126-005

Property Details

APN / Parcel Number

Primary APN14-25-126-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,934 sqft Living Area
Gross Area3,396 sqft
1st Floor Area1,312 sqft
Basement Area480 sqft
Finished Basement480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area12,072 sqft (0.277 acres)
Lot Dimensions132 ft deep x 37 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2 COVE POINTE CT
CityBLOOMINGTON
StateIL
Zip61704-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionNORTH POINTE NO 9 LOT 205
Legal Range02E
Legal Township24N
Legal Section25
Legal SubdivisionNORTH POINTE
Legal Lot Number205
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1016
Census Tract506

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2 COVE POINTE CT, BLOOMINGTON, IL 61704-1417
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2015 · Amount on Record
Deed SaleNov 3, 2015 · Amount on Record
Prior SaleJul 15, 2010 · Amount on Record
Deed Document Number201521026
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2 COVE POINTE CT, BLOOMINGTON, IL 61704-1417
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000009741
DateJun 3, 2020
Instrument2020-00009741
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117,347 (+28.04%) Land $26,895 Building $90,452$352,041 (+28.04%) Land $80,685 Building $271,356
2024$8,471.00 (+16.74%)
2023$7,256.00$91,649 Land $21,005 Building $70,644$274,947 Land $63,015 Building $211,932

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

May also be available: Pavlov Media.

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