6 Copper Trail Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 6 Copper Trail Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,870 sqft · built 1998
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,107 (2024)
Deeds & Mortgages	Nov 2021 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A965000239`

Property Details

APN / Parcel Number

Primary APN	`A965000239`
Alternative APN	`5-116D-7385-00-0143.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,870 sqft Living Area
Gross Area	4,220 sqft
1st Floor Area	1,870 sqft
Basement Area	1,870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	12,632 sqft (0.29 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	106 sqft
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A965000239
Street Address	6 COPPER TRAIL CT
City	SAINT CHARLES
State	MO
Zip	63301-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	STABLE RIDGE EST #3 LOT 143
Legal Subdivision	STABLE RIDGE EST #3
Legal Lot Number	143
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1003
Census Tract	310202

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 COPPER TRAIL CT, SAINT CHARLES, MO 63301-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Beneficiary Deed, Transfer
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY MORTGAGE OF MISSOURI CORP
Feb 23, 2018	Deed of Trust, Mortgage INTEGRITY MTG/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021
Deed Sale	Nov 5, 2021
Prior Sale	Apr 20, 2004 · Amount on Record
Deed Document Number	202191725
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	2021R091725
Record Updated	Sep 20, 2026

November 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 5, 2021
Property Address	6 COPPER TRAIL CT, SAINT CHARLES, MO 63301-3230
Document Number	2021R091725
Map Reference	MB 32 PG 392
Instrument Date	Oct 25, 2021
Instrument	2021R-091725
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5289 BLASE STATION RD, SAINT CHARLES, MO 63301-6322

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6 COPPER TRAIL CT, SAINT CHARLES, MO 63301-3230
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COPPER TRAIL CT, SAINT CHARLES, MO 63301-3230

Mortgage

Document Number	2021R028353
Date	Mar 31, 2021
Instrument	2021R-028353

Lender

Name	INTEGRITY MORTGAGE OF MISSOURI CORP
Type	Mortgage Company
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6 COPPER TRAIL CT, SAINT CHARLES, MO 63301-3230
Document Number	0068871819
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 COPPER TRAIL CT ST CHARLES MO 633013230, ST CHARLES, MO 63301-3230

Mortgage

Document Number	0068871819
Date	Mar 6, 2018
Book Page	006887/001819
Instrument	119660

Lender

Name	INTEGRITY MTG/MO
Type	Mortgage Company
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2033

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,825 (-)	$372,763 (-) Building $372,763
2025		$70,825 (+15.75%)	$372,763 (+15.75%) Building $372,763
2024	$4,107.00
2023		$61,187
2022			$322,038 Land $48,000 Building $274,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	37 (1979–2022)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims Severe Storms & Flooding, Aug 1993 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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