2 Copper Trail Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2 Copper Trail Ct, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,930 sqft · built 1999
Lot Size0.24 acres (10,454 sqft)
Owner2 Company Names on Record
Last Sale$389,500 (Dec 2025)
Tax Bill$4,662 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNA965000237

Property Details

APN / Parcel Number

Primary APNA965000237
Alternative APN
  • 5-116D-7385-00-0141.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,930 sqft Living Area
Gross Area4,298 sqft
1st Floor Area1,930 sqft
Basement Area1,888 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area10,454 sqft (0.24 acres)
TerrainRolling
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area20 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA965000237
Street Address2 COPPER TRAIL CT
CitySAINT CHARLES
StateMO
Zip63301-3230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSTABLE RIDGE EST #3 LOT 141
Legal SubdivisionSTABLE RIDGE EST #3
Legal Lot Number141
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1003
Census Tract310202

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2 COPPER TRAIL CT, SAINT CHARLES, MO 63301-3230
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION
Dec 22, 2025Affidavit of Death of Joint Tenant, Transfer
Jun 11, 2024Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2025 · Amount on Record
Deed SaleDec 22, 2025 · Amount on Record
Prior SaleDec 22, 2025 · Amount on Record
Deed Document Number202557346
Prior Transfer DateDec 4, 2025
Prior Transfer Doc0000057345
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 22, 2025
Property Address2 COPPER TRAIL CT, SAINT CHARLES, MO 63301-3230
Document Number0000057346
Map ReferenceMB 32 PG 392
Instrument DateDec 17, 2025
Instrument2025R-057346
Transaction TypeTransfer
Record UpdatedJan 8, 2026
Title CompanyTITLE SOURCES INC, TITLE RESOURCES INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address33 JACOBS CT E, SAINT PETERS, MO 63376-7797

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2 COPPER TRAIL CT, SAINT CHARLES, MO 63301-3230

Mortgage

Document Number0000057347
DateDec 22, 2025
Instrument2025R-057347
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST CHARLES MO
Recording DateDec 22, 2025
Property Address2 COPPER TRAIL CT, SAINT CHARLES, MO 63301-3230
Document Number0000057342
Map ReferenceMB 32 PG 392
Instrument DateDec 17, 2025
Instrument2025R-057342
Transaction TypeTransfer
Record UpdatedJan 8, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2024: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateJun 11, 2024
Property Address2 COPPER TRAIL CT, SAINT CHARLES, MO 63301-3230
Document Number0000022946
Map ReferenceMB 32 PG 392
Instrument DateJun 11, 2024
Instrument2024R-022946
Transaction TypeTransfer
Record UpdatedJan 8, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2 COPPER TRAIL CT, SAINT CHARLES, MO 63301-3230

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4 STONECROFT CT, SAINT CHARLES, MO 63304-7753

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,457 (-)$376,087 (-) Building $376,087
2025$4,662.00$71,457 (+15.69%)$376,087 (+15.69%) Building $376,087
2023$61,767
2022$325,089 Land $48,000 Building $277,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims37 (1979–2022)
Claims Outside the SFHA2 of 37
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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