6 Charles Dr, Centralia, IL 62801 Property Records

Marion County property record for 6 Charles Dr, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1955
Lot Size	0.264 acres (11,531 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Dec 2025)
Tax Bill	$997 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1400073125`

Property Details

APN / Parcel Number

Primary APN	`1400073125`

Interior

Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	11,531 sqft (0.264 acres)
Garage Area	432 sqft

Location & Zoning

Street Address	6 CHARLES DR
City	CENTRALIA
State	IL
Zip	62801-4345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEARY SUB DIV LOT 6
Legal Subdivision	GEARY SUB DIV
Legal Lot Number	6
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	2
Census Block	2061
Census Tract	952400

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19120 PERSIMMON TREE RD, CENTRALIA, IL 62801-8144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO
Sep 20, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Sep 30, 2015 · Amount on Record
Deed Document Number	20255163
Prior Transfer Date	Sep 8, 2022
Prior Transfer Doc	2022R04390
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Dec 12, 2025
Property Address	6 CHARLES DR, CENTRALIA, IL 62801-4345
Document Number	2025R05163
Instrument Date	Nov 21, 2025
Instrument	2025R05163
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 LINDEN AVE, CENTRALIA, IL 62801-4329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CHARLES DR, CENTRALIA, IL 62801-4345

Mortgage

Document Number	2025R05164
Date	Dec 12, 2025
Instrument	2025R05164

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.62%

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IL
Recording Date	Sep 20, 2022
Property Address	6 CHARLES DR, CENTRALIA, IL 62801-4345
Document Number	2022R04390
Instrument Date	Sep 8, 2022
Instrument	2022R04390
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CHARLES DR, CENTRALIA, IL 62801-4345

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00 (-8.53%) Homeowner's exemption Senior Citizen's exemption	$36,200 (+12%) Land $5,020 Building $31,180	$108,600 (+12%) Land $15,060 Building $93,540
2024	$1,090.00 (-15.9%) Homeowner's exemption Senior Citizen's exemption	$32,320 (+6.46%) Land $4,480 Building $27,840	$96,960 (+6.46%) Land $13,440 Building $83,520
2022	$1,296.00 Homeowner's exemption Senior Citizen's exemption	$30,360 Land $5,560 Building $24,800	$91,080 Land $16,680 Building $74,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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