1 Charles Dr, Centralia, IL 62801 Property Records

Marion County property record for 1 Charles Dr, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	1,635 sqft · built 1956
Lot Size	0.268 acres (11,674 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2026)
Tax Bill	$415 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`1400073100`

Property Details

APN / Parcel Number

Primary APN	`1400073100`

Interior

Building Area	1,635 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	11,674 sqft (0.268 acres)
Garage Area	480 sqft

Location & Zoning

Street Address	1 CHARLES DR
City	CENTRALIA
State	IL
Zip	62801-4345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEARY SUB DIV LOT 1 L/E DOLORES SANDERS
Legal Subdivision	GEARY SUB DIV
Legal Lot Number	1
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	2
Census Block	2061
Census Tract	952400

Owner

1 Charles Dr is owned by an individual who bought it in August 2026.

Source: Marion County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 N POPLAR ST, CENTRALIA, IL 62801-2348
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL COMPANY
Sep 19, 2025	Warranty Deed, Transfer HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Sep 19, 2025 · Amount on File
Deed Document Number	20263549
Prior Transfer Date	Jun 26, 2014
Prior Transfer Doc	2014R03664
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Aug 26, 2026
Property Address	1 CHARLES DR, CENTRALIA, IL 62801-4345
Document Number	0000003549
Instrument Date	Aug 10, 2026
Instrument	20263549
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003550,
Date	Aug 26, 2026
Instrument	20263550

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.88%
Max Rate	-1%

Mortgage

Document Number	0000003551,
Date	Aug 26, 2026
Instrument	20263551

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Sep 19, 2025
Property Address	1 CHARLES DR, CENTRALIA, IL 62801-4345
Document Number	2025R03919
Instrument Date	Sep 16, 2025
Instrument	2025R03919
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 LAKEWOOD DR, MURRIETA, CA 92563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2634 TAMIAMI TRL N LOT B22, B22, NAPLES, FL 34103-4491

Tax Assessment & Valuation

The 2025 property tax bill for 1 Charles Dr was $415, down 85.8% from the year before.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$415.00 (-85.8%) Homeowner's exemption Senior Citizen's exemption	$54,360 (+12.01%) Land $5,020 Building $49,340	$163,080 (+12.01%) Land $15,060 Building $148,020
2024	$2,922.00 Homeowner's exemption Senior Citizen's exemption	$48,530 Land $4,480 Building $44,050	$145,590 Land $13,440 Building $132,150
2022	$2,510.00 Homeowner's exemption	$33,110 Land $5,560 Building $27,550	$99,330 Land $16,680 Building $82,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Charles Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Charles Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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