6 Carole Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 6 Carole Dr, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,980 sqft
Lot Size	0.248 acres (10,794 sqft)
Owner	2 Individual Names on File
Last Sale	$219,900 (Aug 2017)
Tax Bill	$7,914 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-E B:0003 L:0061`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-E B:0003 L:0061`
Alternative APNs	`M:010=E B:0003 L:0061` `99025320`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,980 sqft Living Area
Gross Area	5,484 sqft
Basement Area	1,024 sqft
Unfinished Basement	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,794 sqft (0.248 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	99025320
Street Address	6 CAROLE DR
City	SAUGUS
State	MA
Zip	01906-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	61
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1009
Census Tract	208301

Owner

6 Carole Dr is owned by two individuals who bought it in August 2017.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 WINTER ST, SAUGUS, MA 01906-1625
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 17, 2024	Deed of Trust, Mortgage · Line of Credit BROTHERHOOD CU
Jul 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND
Aug 10, 2017	Quit Claim Deed, Transfer CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on File
Deed Sale	Aug 10, 2017 · Amount on File
Prior Sale	Aug 24, 2016 · Amount on File
Deed Book / Page	36090 / 330
Transfer Doc	036090-330
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	6 CAROLE DR, SAUGUS, MA 01906-2105
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041050-409
Date	Jul 7, 2022
Book Page	41050/409
Instrument	20220707000310

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	6 CAROLE DR, SAUGUS, MA 01906-2105
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042328-149
Date	Sep 17, 2024
Book Page	42328/149
Instrument	20240917000700

Lender

Name	BROTHERHOOD CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	6 CAROLE DR, SAUGUS, MA 01906-2105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38694-241
Date	Jul 9, 2020
Book Page	38694/241
Instrument	20200709001010

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 10, 2017
Property Address	6 CAROLE DR, SAUGUS, MA 01906-2105
Document Number	36090-330
Book / Page	036090 / 000330
Instrument Date	Aug 9, 2017
Instrument	1708100150
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Amount	Amount on Record
Tax	$1,002.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 WINTER ST SAUGUS MA 019061625, SAUGUS, MA 01906-1625

Mortgage

Document Number	36090-332
Date	Aug 10, 2017
Book Page	036090/000332
Instrument	1708100151

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2047

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 6 Carole Dr was $7,914, up 4.1% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,914.00 (+4.06%)	$759,500 (+6.66%) Land $367,700 Building $391,800	$892,226 (-6.54%)
2025	$7,605.00 (+2.49%)	$712,100 (+2.21%) Land $335,900 Building $376,200	$954,655
2024	$7,420.00 (+4.13%)	$696,700 (+10.08%) Land $326,900 Building $369,800
2023	$7,126.00	$632,900 Land $286,000 Building $346,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Carole Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Carole Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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