4 Carole Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 4 Carole Dr, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,741 sqft · built 1972
Lot Size	0.306 acres (13,321 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Dec 2016)
Tax Bill	$9,399 (2026)
Deeds & Mortgages	May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-E B:0003 L:0039`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-E B:0003 L:0039`
Alternative APNs	`M:010=E B:0003 L:0039` `3504031`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,741 sqft Living Area
Gross Area	3,216 sqft
1st Floor Area	1,374 sqft
Basement Area	1,474 sqft
Unfinished Basement	295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,321 sqft (0.306 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	3504031
Street Address	4 CAROLE DR
City	SAUGUS
State	MA
Zip	01906-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	PAUL B TABBI
Legal Block	3
Legal Lot Number	39
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1009
Census Tract	208301

Owner

4 Carole Dr is owned and occupied by two individuals who bought it in December 2016.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CAROLE DR, SAUGUS, MA 01906-2105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2016 · Amount on File
Deed Sale	Dec 15, 2016 · Amount on File
Prior Sale	Jun 21, 1996 · Amount on File
Deed Book / Page	35533 / 291
Transfer Doc	035533-291
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	4 CAROLE DR, SAUGUS, MA 01906-2105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38503-150
Date	May 11, 2020
Book Page	38503/150
Instrument	20200511002710

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4 Carole Dr was $9,399, up 3.8% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,399.00 (+3.83%)	$902,000 (+6.42%) Land $377,900 Building $514,400	$975,715 (+13.39%)
2025	$9,052.00 (+2.84%)	$847,600 (+2.55%) Land $345,300 Building $502,300	$860,510
2024	$8,802.00 (+4.08%)	$826,500 (+10.04%) Land $336,000 Building $490,500
2023	$8,457.00	$751,100 Land $294,000 Building $457,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Carole Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Carole Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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