6 Carl St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 6 Carl St, Worcester, MA 01607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,298 sqft · built 1890
Lot Size	0.994 acres (43,303 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Dec 2010)
Tax Bill	$3,783 (2026)
Deeds & Mortgages	Mar 2021 Refinance Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-022-91-98`

Property Details

APN / Parcel Number

Primary APN	`45-022-91-98`
Alternative APNs	`WORC M:45 B:022 L:91-98` `M:45 B:022 L:91=98`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,298 sqft Living Area
Gross Area	1,894 sqft
1st Floor Area	792 sqft
Basement Area	506 sqft
Unfinished Basement	506 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,303 sqft (0.994 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	45-022-91-98
Street Address	6 CARL ST
City	WORCESTER
State	MA
Zip	01607-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Subdivision	WORCESTER
Legal Block	22
Legal Lot Number	91-98
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1027
Census Tract	732802

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	221 GREENWOOD ST, 2, WORCESTER, MA 01607-1658
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 22, 2017	Deed of Trust, Mortgage · FHA Mortgage ARK LA TEX SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2010 · Amount on Record
Deed Sale	Dec 7, 2010 · Amount on Record
Deed Document Number	2010137692
Deed Book / Page	46767 / 266
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	6 CARL ST, WORCESTER, MA 01607-1207
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64779-102
Date	Mar 26, 2021
Book Page	64779/102
Instrument	41829

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	6 CARL ST, WORCESTER, MA 01607-1207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58231-97
Date	Dec 22, 2017
Book Page	58231/97
Instrument	143720

Lender

Name	ARK LA TEX SVCS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,783.00 (+5.67%)	$284,900 (+4.97%) Land $133,600 Building $151,300	$365,787 (+20.21%)
2025	$3,580.00 (+7.73%)	$271,400 (+17.13%) Land $121,700 Building $149,700	$304,285 (-4.36%)
2024			$318,155
2023	$3,323.00	$231,700 Land $106,100 Building $125,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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