4 Carl St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 4 Carl St, Worcester, MA 01607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,038 sqft · built 1890
Lot Size	0.214 acres (9,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jan 2024)
Tax Bill	$5,579 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-022-00090`

Property Details

APN / Parcel Number

Primary APN	`45-022-00090`
Alternative APN	`WORC M:45 B:022 L:00090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,038 sqft Living Area
Gross Area	3,398 sqft
1st Floor Area	1,222 sqft
Basement Area	1,088 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,340 sqft (0.214 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	45-022-00090
Street Address	4 CARL ST
City	WORCESTER
State	MA
Zip	01607-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Subdivision	ARTHUR N POND SURVEYOR
Legal Block	22
Legal Lot Number	90
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1027
Census Tract	732802

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 CARL ST, WORCESTER, MA 01607-1207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Jan 26, 2024	Correction Deed
Nov 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FRANK J DEMARIA
Oct 4, 2019	Grant Deed, Mortgage WEBSTER FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Feb 6, 2001 · Amount on Record
Deed Document Number	20246388
Deed Book / Page	70135 / 288
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 26, 2024
Property Address	4 CARL ST, WORCESTER, MA 01607-1207
Document Number	070135-288
Book / Page	70135 / 288
Instrument Date	Jan 26, 2024
Instrument	6388
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 CARL ST, WORCESTER, MA 01607-1207

Mortgage

Document Number	0000006389
Date	Jan 26, 2024
Instrument	6389

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 26, 2024
Property Address	4 CARL ST, WORCESTER, MA 01607-1207
Document Number	070135-283
Book / Page	70135 / 283
Instrument Date	Jan 15, 2024
Instrument	6387
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WACHUSETT ST APT 16, 16, WORCESTER, MA 01609-2687

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	4 CARL ST, WORCESTER, MA 01607-1207
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068549-322
Date	Nov 30, 2022
Book Page	68549/322
Instrument	127452

Lender

Name	FRANK J DEMARIA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 4, 2019
Property Address	4 CARL ST, WORCESTER, MA 01607-1207
Book / Page	061178 / 000266
Instrument Date	Oct 1, 2019
Instrument	104269
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6280 W 3RD ST #408 LOS ANGELES CA 900363193, 408, LOS ANGELES, CA 90036-3193

Mortgage

Document Number	61178-266
Date	Oct 4, 2019
Book Page	061178/000266
Instrument	104269

Lender

Name	WEBSTER FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,579.00 (+2.16%)	$420,100 (+1.47%) Land $124,300 Building $295,800	$457,617 (+13.61%)
2025	$5,461.00 (+8.65%)	$414,000 (+18.12%) Land $118,400 Building $295,600	$402,800 (+7.7%)
2024			$374,015
2023	$5,026.00	$350,500 Land $103,000 Building $247,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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