6 2nd St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 6 2nd St, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,318 sqft · built 1904
Lot Size	0.192 acres (8,350 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (May 2000)
Tax Bill	$11,835 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-00025-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`41-00025-0000-00006`
Alternative APNs	`410002500006` `035100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,318 sqft Living Area
1st Floor Area	872 sqft
Upper Floors Area	446 sqft
Basement Area	631 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	8,350 sqft (0.192 acres)
Lot Dimensions	167 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	292 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Account Number	035100
Street Address	6 2ND ST
City	RUMSON
State	NJ
Zip	07760-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	MARIE A BERGERN PROP
Legal Block	25
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3023
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00025-0000-00006

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6 2ND ST, RUMSON, NJ 07760-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2000 · Amount on Record
Deed Sale	May 31, 2000 · Amount on Record
Prior Sale	Dec 09, 1997 · Amount on Record
Deed Book / Page	5940 / 215
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	6 2ND ST, RUMSON, NJ 07760-1341
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096397742
Date	Apr 04, 2023
Book Page	9639/7742
Instrument	2023022930

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,282,400 (+13.67%) Land $955,200 Building $327,200	$1,282,400 (+13.67%) Land $955,200 Building $327,200
2025	$11,835.00 (+2.76%)	$1,128,200 (+13.68%) Land $849,800 Building $278,400	$1,128,200 (+13.68%) Land $849,800 Building $278,400
2024	$11,517.00 (+1.1%)
2023		$992,400 Land $762,700 Building $229,700	$992,400 Land $762,700 Building $229,700
2022	$11,392.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 9 condo units
Nearby Flood Claims	165 (1978–2024)
Claims Outside the SFHA	30 of 165
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 66 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims Coastal Storms & Flooding, Apr 1984 · 11 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 342 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.