Monmouth County and Rumson Borough property record for 12 2nd St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,078 sqft · built 2006 |
| Lot Size | 0.192 acres (8,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,243,500 (May 2019) |
| Tax Bill | $20,046 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00025-0000-00008-02 |
| Primary APN | 41-00025-0000-00008-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,078 sqft Living Area |
| 1st Floor Area | 1,563 sqft |
| Upper Floors Area | 1,563 sqft |
| Basement Area | 1,515 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,350 sqft (0.192 acres) |
| Lot Dimensions | 167 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 180 sqft |
| Patio Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 12 2ND ST |
|---|---|
| City | RUMSON |
| State | NJ |
| Zip | 07760-1341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Subdivision | PROPERTY/M BERGEN |
| Legal Block | 25 |
| Legal Lot Number | 8.2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 2ND ST, RUMSON, NJ 07760-1341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK |
| Apr 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 26, 2020 | Deed of Trust, Mortgage PNC BK |
| May 26, 2020 | Deed of Trust, Mortgage PNC BK |
| May 26, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| May 20, 2019 | Grant Deed, Transfer JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2019 · Amount on Record |
| Deed Sale | May 20, 2019 · Amount on Record |
| Prior Sale | Apr 30, 2015 · Amount on Record |
| Deed Document Number | 201943675 |
| Deed Book / Page | 9348 / 8604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 4, 2026 |
| Property Address | 12 2ND ST, RUMSON, NJ 07760-1341 |
| Document Number | 0000064121 |
| Book / Page | 9806 / 3065 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202664121 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING |
| Name | Verified Name |
|---|---|
| Address | 12 2ND ST, RUMSON, NJ 07760-1341 |
| Document Number | 0000064121, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 9806/3065 |
| Instrument | 202664121 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 2ND ST, RUMSON, NJ 07760-1341 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095914601 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 9591/4601 |
| Instrument | 2022044508 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 2ND ST, RUMSON, NJ 07760-1341 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095696933 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 9569/6933 |
| Instrument | 2022000909 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 2ND ST, RUMSON, NJ 07760-1341 |
| Document Number | 0000064272 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 2ND ST RUMSON NJ 077601341, RUMSON, NJ 07760-1341 |
| Document Number | 0000064272 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 009421/001439 |
| Instrument | 64272 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342-5421 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 2ND ST, RUMSON, NJ 07760-1341 |
| Document Number | 0000067312 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 2ND ST RUMSON NJ 077601341, RUMSON, NJ 07760-1341 |
| Document Number | 0000067312 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 009422/007122 |
| Instrument | 67312 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342-5421 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 2ND ST, RUMSON, NJ 07760-1341 |
| Document Number | 0000073531 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2020 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|---|
| Address | 12 2ND ST RUMSON NJ 077601341, RUMSON, NJ 07760-1341 |
| Document Number | 0000073531 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 009425/009909 |
| Instrument | 73531 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 20, 2019 |
| Property Address | 12 2ND ST, RUMSON, NJ 07760-1341 |
| Document Number | 0000043675 |
| Book / Page | 009348 / 008604 |
| Instrument Date | May 11, 2019 |
| Instrument | 43675 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,243.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 2ND ST RUMSON NJ 077601341, RUMSON, NJ 07760-1341 |
| Document Number | 43676 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 009348/008653 |
| Instrument | 43676 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240-2031 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 19, 2049 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,173,000 (+13.71%) Land $955,200 Building $1,217,800 | $2,173,000 (+13.71%) Land $955,200 Building $1,217,800 | |
| 2025 | $20,046.00 (+2.29%) | $1,911,000 (+13.82%) Land $849,800 Building $1,061,200 | $1,911,000 (+13.82%) Land $849,800 Building $1,061,200 |
| 2024 | $19,598.00 (-2.08%) | ||
| 2023 | $1,678,900 Land $762,700 Building $916,200 | $1,678,900 Land $762,700 Building $916,200 | |
| 2022 | $20,014.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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