Kane County property record for 5N870 E Ridgewood Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,346 sqft · built 1987 |
| Lot Size | 1.28 acres (56,192 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $765,000 (Oct 2024) |
| Tax Bill | $12,207 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-16-153-005 |
| Primary APN | 09-16-153-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,346 sqft Living Area |
| Basement Area | 1,296 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 56,192 sqft |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5N870 E RIDGEWOOD DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RED GATE RIDGE UNIT # 1 LOT # 18 |
| Legal Subdivision | RED GATE RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 852103 |
5N870 E Ridgewood Dr is held in a trust since October 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5N870 E RIDGEWOOD DR, SAINT CHARLES, IL 60175-6228 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on File |
| Deed Sale | Oct 1, 2024 · Amount on File |
| Deed Document Number | 202435547 |
| Prior Transfer Date | Mar 26, 2013 |
| Prior Transfer Doc | 0000022623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 15, 2026 |
| Property Address | 5N870 E RIDGEWOOD DR, SAINT CHARLES, IL 60175-6228 |
| Document Number | 0000015238 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 202615238 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5N870 E RIDGEWOOD DR, SAINT CHARLES, IL 60175-6228 |
The 2025 property tax bill for 5N870 E Ridgewood Dr was $12,207, up 4.6% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,207.00 (+4.58%) | $190,844 (+10.39%) Land $46,067 Building $144,777 | $572,761 (+10.39%) Land $138,256 Building $434,505 |
| 2024 | $11,672.00 | $172,886 Land $42,446 Building $130,440 | $518,866 Land $127,389 Building $391,477 |
| 2022 | $10,790.00 (+6.05%) Homeowner's exemption | $147,062 (+4.91%) Land $39,974 Building $107,088 | $441,186 (+4.91%) Land $119,922 Building $321,264 |
| 2021 | $10,174.00 Homeowner's exemption | $140,179 Land $38,103 Building $102,076 | $420,537 Land $114,309 Building $306,228 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5N870 E Ridgewood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5N870 E Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Metronet.
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