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  5. E Ridgewood Dr

5N835 E Ridgewood Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 5N835 E Ridgewood Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 4,012 sqft · built 1989
Lot Size1.41 acres (61,855 sqft)
OwnerIndividual Name on Record
Last Sale$615,000 (Jun 2006)
Tax Bill$15,331 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-16-154-007

Property Details

APN / Parcel Number

Primary APN09-16-154-007

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,012 sqft Living Area
Basement Area1,655 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialWood
Lot Area61,855 sqft
Garage TypeAttached
Garage Area680 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5N835 E RIDGEWOOD DR
CitySAINT CHARLES
StateIL
Zip60175-6229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 039-SLVRDGE,RDGATRDG
Legal SubdivisionRED GATE RIDGE
Legal Block2
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2003
Census Tract852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5N835 E RIDGEWOOD DR, SAINT CHARLES, IL 60175-6229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2006 · Amount on Record
Deed SaleJun 7, 2006 · Amount on Record
Deed Document Number200660968
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address5N835 E RIDGEWOOD DR, ST CHARLES, IL 60175-6229
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029005
DateApr 14, 2021
Instrument2021K029005
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,331.00 (+11.83%) Homeowner's exemption$248,909 (+8.53%) Land $48,010 Building $200,899$747,026 (+8.53%) Land $144,088 Building $602,938
2024$229,346 (+23.82%) Land $44,237 Building $185,109$688,313 (+23.87%) Land $132,764 Building $555,549
2022$13,709.00 (+7.03%) Homeowner's exemption$185,227 (+4.91%) Land $41,749 Building $143,478$555,681 (+4.91%) Land $125,247 Building $430,434
2021$12,809.00 Homeowner's exemption$176,558 Land $39,795 Building $136,763$529,674 Land $119,385 Building $410,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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