5N695 Dunham Trails Rd, Wayne, IL 60184 Property Records

Kane County property record for 5N695 Dunham Trails Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,709 sqft · built 1987
Lot Size	2.33 acres (101,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Dec 2021)
Tax Bill	$24,910 (2025)
Deeds & Mortgages	Jun 2022 Transfer Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-13-200-027`

Property Details

APN / Parcel Number

Primary APN	`09-13-200-027`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,709 sqft Living Area
1st Floor Area	2,709 sqft
Basement Area	645 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	101,495 sqft
Garage Type	Attached
Garage Area	1,046 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5N695 DUNHAM TRAILS RD
City	WAYNE
State	IL
Zip	60184-2088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNHAM TRAILS - LOT 4
Legal Subdivision	DUNHAM TRAILS
Legal Block	2
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2045
Census Tract	852001

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5N695 DUNHAM TRAILS RD, WAYNE, IL 60184-2088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jul 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN ENTERPRISE BANK OF FLORIDA
Jan 28, 2020	Deed of Trust, Mortgage · ARM US BANK NA
Oct 22, 2018	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	202189896
Last Transfer Date	Apr 5, 2022
Transfer Doc	0000031116
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 14, 2022
Property Address	5N695 DUNHAM TRAILS RD, WAYNE, IL 60184-2088
Document Number	0000031116
Instrument Date	Apr 5, 2022
Instrument	2022K031116
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5N695 DUNHAM TRAILS RD, WAYNE, IL 60184-2088

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 2, 2021
Property Address	5N695 DUNHAM TRAILS RD, WAYNE, IL 60184-2088
Document Number	0000089896
Instrument Date	Nov 16, 2021
Instrument	2021K089896
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5N695 DUNHAM TRAILS RD, WAYNE, IL 60184-2088

Mortgage

Document Number	0000089897
Date	Dec 2, 2021
Instrument	2021K089897

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N695 DUNHAM TRAILS RD, WAYNE, IL 60184-2088
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038223
Date	Jul 25, 2017
Instrument	2017K038223

Lender

Name	AMERICAN ENTERPRISE BANK OF FLORIDA
Type	Bank
Address	00000

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N695 DUNHAM TRAILS RD, WAYNE, IL 60184-2088
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005017
Date	Jan 28, 2020
Instrument	2020K005017

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 22, 2018
Property Address	5N695 DUNHAM TRAILS RD, WAYNE, IL 60184-2088
Document Number	0000051549
Instrument Date	Oct 5, 2018
Instrument	2018K051549
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5N695 DUNHAM TRAILS RD, WAYNE, IL 60184-2088

Mortgage

Document Number	0000051550
Date	Oct 22, 2018
Instrument	2018K051550

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

Mortgage

Document Number	0000051551
Date	Oct 22, 2018
Instrument	2018K051551

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,910.00 (+14.87%) Homeowner's exemption	$347,208 (-0.38%) Land $53,360 Building $293,848	$1,042,041 (-0.38%) Land $160,144 Building $881,897
2024		$348,517 (+34.32%) Land $49,166 Building $299,351	$1,045,969 (+34.37%) Land $147,557 Building $898,412
2022	$21,686.00 (+15.89%) Homeowner's exemption	$259,466 (+14.9%) Land $46,493 Building $212,973	$778,398 (+14.9%) Land $139,479 Building $638,919
2021	$18,713.00 Homeowner's exemption	$225,822 Land $44,317 Building $181,505	$677,466 Land $132,951 Building $544,515

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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