5N665 Dunham Trails Rd, Wayne, IL 60184 Property Records

Kane County property record for 5N665 Dunham Trails Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,336 sqft · built 1987
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Apr 2021)
Deeds & Mortgages	Jan 2023 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-13-200-028`

Property Details

APN / Parcel Number

Primary APN	`09-13-200-028`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,336 sqft Living Area
1st Floor Area	3,336 sqft
Basement Area	2,640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	96,703 sqft (2.22 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5N665 DUNHAM TRAILS RD
City	WAYNE
State	IL
Zip	60184-2088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNHAM TRAILS - LOT 3
Legal Subdivision	DUNHAM TRAILS
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2045
Census Tract	852001

Owner

Source: Kane County records · APN 09-13-200-028

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5N665 DUNHAM TRAILS RD, WAYNE, IL 60184-2088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2023	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 06, 2021	Warranty Deed, Transfer · VA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2021 · Amount on Record
Deed Sale	Apr 06, 2021 · Amount on Record
Prior Sale	Sep 01, 2000 · Amount on Record
Deed Document Number	202126268
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5N665 DUNHAM TRAILS RD, WAYNE, IL 60184-2088
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000286
Date	Jan 04, 2023
Instrument	2023K000286

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 06, 2021
Property Address	5N665 DUNHAM TRAILS RD, WAYNE, IL 60184-2088
Document Number	0000026268
Instrument Date	Mar 22, 2021
Instrument	2021K026268
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5N665 DUNHAM TRAILS RD, WAYNE, IL 60184-2088

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5N665 DUNHAM TRAILS RD, WAYNE, IL 60184-2088

Mortgage

Document Number	0000026269
Date	Apr 06, 2021
Instrument	2021K026269

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption
2024		$207,020 (+23.7%) Land $47,664 Building $159,356	$621,309 (+23.75%) Land $143,049 Building $478,259
2022	Homeowner's exemption	$167,352 Land $45,006 Building $122,346	$502,056 Land $135,018 Building $367,038

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 42 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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