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5N475 Brown Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 5N475 Brown Rd, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Lot Size1.08 acres (47,480 sqft)
Owner2 Individual Names on File
Last Sale$71,500 (Jun 2020)
Tax Bill$15,117 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-15-402-003

Property Details

APN / Parcel Number

Primary APN08-15-402-003

Exterior

Lot Area47,480 sqft

Location & Zoning

Street Address5N475 BROWN RD
CitySAINT CHARLES
StateIL
Zip60175-7896
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMPTON TRAIL SUB LOT 22
Legal SubdivisionCAMPTON TRAIL SUB
Legal Block2
Legal Lot Number22
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2007
Census Tract852405

Owner

5N475 Brown Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address5N475 BROWN RD, SAINT CHARLES, IL 60175-7896
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
RESOURCE BANK
Jul 21, 2020Deed of Trust, Mortgage · Construction Mortgage
US BANK NA
Jun 10, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2020 · Amount on File
Deed SaleJun 10, 2020 · Amount on File
Deed Document Number202029953
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address5N475 BROWN RD, ST CHARLES, IL 60175-7896
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyCHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064148
DateAug 20, 2021
Instrument2021K064148
Lender
NameRESOURCE BANK
TypeBank
AddressDEKALB, IL 60115
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address5N475 BROWN RD, ST CHARLES, IL 60175-7896
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039411
DateJul 21, 2020
Instrument2020K039411
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050
Interest
Rate3.75%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 10, 2020
Property Address5N475 BROWN RD, ST CHARLES, IL 60175-7896
Document Number0000029953
Instrument DateJun 3, 2020
Instrument29953
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount on Record
Tax$107.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address840 LEGACY DR SOUTH ELGIN IL 601773258, SOUTH ELGIN, IL 60177-3258

Tax Assessment & Valuation

The 2025 property tax bill for 5N475 Brown Rd was $15,117 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,117.00 Homeowner's exemption$259,910 (+8.43%) Land $31,238 Building $228,672$780,042 (+8.43%) Land $93,752 Building $686,291
2024$239,703 Land $28,809 Building $210,894$719,397 Land $86,462 Building $632,935
2022$13,651.00 (+53.43%) Homeowner's exemption$188,011 (+52.94%) Land $23,469 Building $164,542$564,033 (+52.94%) Land $70,407 Building $493,626
2021$8,897.00 Homeowner's exemption$122,933 Land $22,159 Building $100,774$368,799 Land $66,477 Building $302,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5N475 Brown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5N475 Brown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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