4N972 Brown Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 4N972 Brown Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,347 sqft · built 1951
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jan 2024)
Tax Bill	$8,074 (2025)
Deeds & Mortgages	Jan 2024 Sale Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-200-001`

Property Details

APN / Parcel Number

Primary APN	`08-22-200-001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,347 sqft Living Area
Gross Area	4,520 sqft
1st Floor Area	2,347 sqft
Basement Area	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Location & Zoning

Street Address	4N972 BROWN RD
City	SAINT CHARLES
State	IL
Zip	60175-7838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	1
Census Block	1018
Census Tract	852405

Owner

4N972 Brown Rd is owned and occupied by two individuals who bought it in January 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4N972 BROWN RD, SAINT CHARLES, IL 60175-7838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Special Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 29, 2024	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 29, 2024	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 29, 2024	Warranty Deed, Transfer MARK R ANDERSON ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2024 · Amount on File
Deed Sale	Jan 29, 2024 · Amount on File
Prior Sale	Jan 29, 2024 · Amount on File
Deed Document Number	20242983
Prior Transfer Date	Dec 20, 2023
Prior Transfer Doc	0000002980
Record Updated	Sep 20, 2026

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 29, 2024
Property Address	4N972 BROWN RD, ST CHARLES, IL 60175-7838
Document Number	0000002983
Instrument Date	Jan 22, 2024
Instrument	2024K002983
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4N972 BROWN RD, SAINT CHARLES, IL 60175-7838
Investor	Possibly a Property Investor

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 29, 2024
Property Address	4N972 BROWN RD, ST CHARLES, IL 60175-7838
Document Number	0000002981
Instrument Date	Dec 27, 2023
Instrument	2024K002981
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4N972 BROWN RD, SAINT CHARLES, IL 60175-7838
Investor	Possibly a Property Investor

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jan 29, 2024
Property Address	4N972 BROWN RD, ST CHARLES, IL 60175-7838
Document Number	0000002980
Instrument Date	Dec 20, 2023
Instrument	2024K002980
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	45W656 MIDDLETON RD, HAMPSHIRE, IL 60140-8506

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 29, 2024
Property Address	4N972 BROWN RD, ST CHARLES, IL 60175-7838
Document Number	0000002982
Instrument Date	Dec 20, 2023
Instrument	2024K002982
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4N972 BROWN RD, SAINT CHARLES, IL 60175-7838
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004162
Date	Feb 7, 2024
Instrument	2024K004162

Lender

Name	MARK R ANDERSON ETAL
Type	Private Party

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2029

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4N972 Brown Rd was $8,074.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,074.00	$131,729 (+8.43%) Land $16,795 Building $114,934	$395,345 (+8.43%) Land $50,405 Building $344,940
2024		$121,487 Land $15,489 Building $105,998	$364,607 Land $46,486 Building $318,121
2022	$6,900.00 (+148.38%) Homeowner's exemption	$98,967 (+5.91%) Land $12,618 Building $86,349	$296,901 (+5.91%) Land $37,854 Building $259,047
2021	$2,778.00 Homeowner's exemption	$93,445 Land $11,914 Building $81,531	$280,335 Land $35,742 Building $244,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4N972 Brown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4N972 Brown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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