Monroe County property record for 5F Cross St, Key West, FL 33040
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1969 |
| Lot Size | 0.084 acres (3,669 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,000 (Dec 1983) |
| Tax Bill | $2,871 (2024) |
| Deeds & Mortgages | Dec 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00129720-000000 |
| Primary APN | 00129720-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 3,669 sqft (0.084 acres) |
| Porch | Unfinished Open Porch |
| Porch Area | 48 sqft |
| Cooling System | None |
|---|
| Account Number | 1163881 |
|---|---|
| Street Address | 5F CROSS ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5750 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | BK F LOT 5 LINCOLN GARDENS NO 2 PB5-90 STOCK ISLAND OR381-396 OR900-1299 OR1485-1883 OR3145-2203 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 35 |
| Legal Subdivision | LINCOLN GARDENS NO 2 |
| Legal Block | F |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 971800 |
5F Cross St, a mobile home, is owned by an individual who bought it in December 1983.
Source: Monroe County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17042 STARFISH LN W, SUMMERLAND KEY, FL 33042-3621 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1983 · Amount on File |
| Deed Sale | Dec 1, 1983 · Amount on File |
| Deed Book / Page | 900 / 1299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 5F CROSS ST, KEY WEST, FL 33040-5750 |
| Document Number | 0031452203 |
| Book / Page | 3145 / 2203 |
| Map Reference | MB 5 PG 90 |
| Instrument Date | Dec 4, 2021 |
| Instrument | 2354675 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17042 STARFISH LN W, SUGARLOAF KEY, FL 33042-3621 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $313,871 Land $302,032 Building $11,839 | $313,871 Land $302,032 Building $11,839 | |
| 2024 | $2,871.00 (+18.25%) | ||
| 2023 | $2,428.00 (-6.69%) | $233,033 (-8.29%) Land $221,131 Building $11,902 | $233,033 (-8.29%) Land $221,131 Building $11,902 |
| 2022 | $2,602.00 | $254,102 Land $240,907 Building $13,195 | $254,102 Land $240,907 Building $13,195 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5F Cross St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 294 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 332 units insured incl. 38 condo units |
| Nearby Flood Claims | 201 (1980–2022) |
| Claims Outside the SFHA | 2 of 201 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5F Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Hotwire Communications, T-Mobile, Verizon.
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