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2F Cross St, Key West, FL 33040 Property Records

Monroe County property record for 2F Cross St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,872 sqft · built 2023
Lot Size0.084 acres (3,669 sqft)
OwnerCompany Name on Record
Tax Bill$8,636 (2024)
Deeds & MortgagesFeb 2024 Sale
Flood ZoneZone AE (high risk)
APN00129690-000000

Property Details

APN / Parcel Number

Primary APN00129690-000000
Alternative APNs
  • 35672500129690000000
  • 1163856

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,872 sqft Living Area
1st Floor Area732 sqft

Exterior

Year BuiltBuilt 2023
Exterior MaterialWood Frame
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,669 sqft (0.084 acres)
PorchOpen Porch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air

Location & Zoning

Account Number1163856
Old Parcel Number35672500129690000000
Street Address2F CROSS ST
CityKEY WEST
StateFL
Zip33040-5750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK F LOT 2 LINCOLN GARDENS #2 PB5-90 STOCK ISLAND OR381-396 OR588-79 OR1117-1385 OR1368-2094 OR2083-1160 OR3261-1495
Legal Range25E
Legal Township67S
Legal Section35
Legal SubdivisionLINCOLN GARDENS NO 2
Legal BlockF
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4002
Census Tract971800

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5708 MALONEY AVE, KEY WEST, FL 33040-5985
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2024
Deed SaleFeb 7, 2024
Prior SaleFeb 8, 2005 · Amount on Record
Deed Document Number2450346
Deed Book / Page3261 / 1495
Record UpdatedJun 8, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 7, 2024
Property Address2F CROSS ST, KEY WEST, FL 33040-5750
Document Number0032611495
Book / Page3261 / 1495
Map ReferenceMB 5 PG 90
Instrument DateFeb 6, 2024
Instrument2450346
Transaction TypeTransfer
Record UpdatedMar 14, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address19 ASTER TER, KEY WEST, FL 33040-6205

Transferred To (Grantee/Buyer)

NameVerified Name
Address5708 MALONEY AVE, KEY WEST, FL 33040-5985

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,023,540 (+380.44%) Land $302,032 Building $721,508$1,023,540 (+380.44%) Land $302,032 Building $721,508
2024$8,636.00 (+306.97%)
2023$2,122.00 (+38.33%)$213,040 (+7.24%) Land $213,040$213,040 (+7.24%) Land $213,040
2022$1,534.00$198,658 Land $198,658$198,658 Land $198,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 294 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies332 units insured
incl. 38 condo units
Nearby Flood Claims201 (1980–2022)
Claims Outside the SFHA2 of 201
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 48 claims
  • Hurricane Wilma, Oct 2005 · 95 claims
  • Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: AT&T, Hotwire Communications, T-Mobile, Verizon.

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