5998 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 5998 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 776 sqft
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Dec 2021)
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-230-011-0000`

Property Details

APN / Parcel Number

Primary APN	`004-230-011-0000`

Interior

Full Baths	1 Bath
Building Area	776 sqft Building Perimeter
1st Floor Area	776 sqft

Exterior

Architectural Style	Ranch
Lot Area	11,326 sqft (0.26 acres)
Garage Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5998 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	243 L-864 P-461 (L-788 P-480) LOT 11 HIGGINS LAKE MANOR.
Legal Subdivision	HIGGINS LAKE MANOR
Legal Lot Number	11
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1066
Census Tract	970401

Owner

5998 E Higgins Lake Dr is owned and occupied by an individual who bought it in December 2021.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5998 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BENCHMARK MORTGAGE
Dec 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Jul 27, 2016 · Amount on File
Deed Document Number	202110836
Deed Book / Page	1179 / 177
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Dec 1, 2022
Property Address	5998 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9350
Document Number	01182/2573
Book / Page	1182 / 2573
Instrument Date	Nov 28, 2022
Instrument	202200008817
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 EASTERN DR, ROSCOMMON, MI 48653-7103

Mortgage

Document Number	202200008818
Date	Dec 1, 2022
Instrument	202200008818

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Dec 1, 2021
Property Address	5998 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9350
Document Number	001179/177
Book / Page	1179 / 177
Instrument Date	Nov 30, 2021
Instrument	202100010836
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7317 NATALIE DR, YPSILANTI, MI 48197-6044

Mortgage

Document Number	202100010837
Date	Dec 1, 2021
Instrument	202100010837

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5998 E Higgins Lake Dr was $1,806 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,800	$173,600
2025	$1,806.00
2023		$53,700	$107,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5998 E Higgins Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5998 E Higgins Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Higgins Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures