5955 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 5955 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 2000
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$156,500 (Oct 2017)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-399-001-1000`

Property Details

APN / Parcel Number

Primary APN	`004-399-001-1000`

Interior

Full Baths	2 Baths
Building Area	1,512 sqft Building Perimeter
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	28,314 sqft (0.65 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5955 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1163/2164 1162/418 1161/2678 1151/2472 1095/1905 L991/P2372 L853/P124 L644/P461 468/566 243 LOTS 1 TO 7 INCL & LOTS 36 TO 42
Legal Subdivision	MAPLEHURST
Legal Block	9
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1067
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5955 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	20177473
Deed Book / Page	1163 / 2164
Record Updated	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 4, 2017
Property Address	5955 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9349
Document Number	01163/2164
Book / Page	1163 / 2164
Map Reference	PL 1 PG 26
Instrument Date	Sep 22, 2017
Instrument	201700007473
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	LIGHTHOUSE TITLE, INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,345.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	619 W 5TH ST, CLARE, MI 48617-9481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7010 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8926

Mortgage

Document Number	01163/2165
Date	Oct 4, 2017
Book Page	1163/2165
Instrument	201700007474

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,700 (+68.72%)	$333,400 (+68.72%)
2025	$2,516.00
2023		$98,800	$197,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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