5994 Ruby Way, Nine Mile Falls, WA 99026 Property Records

Stevens County property record for 5994 Ruby Way, Nine Mile Falls, WA 99026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,556 sqft · built 2020
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$405,000 (Mar 2024)
Tax Bill$3,697 (2024)
Deeds & MortgagesJan 2024 Mortgage
Mar 2024 Sale & Mortgage
+ 3 more
APN0935090

Property Details

APN / Parcel Number

Primary APN0935090
Alternative APN
  • 23064

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,556 sqft Living Area

Exterior

Year BuiltBuilt 2020
Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Account Number23064
Street Address5994 RUBY WAY
CityNINE MILE FALLS
StateWA
Zip99026-9585
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLACKSTONE LOT 6 BLK 10
Legal Range41
Legal Township27
Legal Section25
Legal SubdivisionBLACKSTONE
Legal Block10
Legal Lot Number6
JurisdictionSTEVENS WA
Township / Civil DivisionLOON LAKE
Census Block Group2
Census Block2035
Census Tract951402

Owner

Source: Stevens County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5994 RUBY WAY, NINE MILE FALLS, WA 99026-9585
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 14, 2024Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 14, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
STEARNS LENDING LLC
Jun 5, 2020Deed of Trust, Mortgage
INLAND CAPITAL FUND LLC INLAND CAPITAL FUND LLC
Oct 11, 2019Warranty Deed, Transfer
STEVENS COUNTY TITLE COMPANY, STEVENS CNTY TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2024 · Amount on Record
Deed SaleMar 14, 2024 · Amount on Record
Prior SaleOct 14, 2020 · Amount on Record
Deed Document Number2024-0001239
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEVENS WA
Property Address5994 RUBY WAY, NINE MILE FALLS, WA 99026-9585
Transaction TypeMortgage
Record UpdatedMar 22, 2024
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address5994 RUBY WAY, NINE MILE FALLS, WA 99026-9585

Mortgage

Document Number0000000417
DateJan 29, 2024
Instrument2024-0000417
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term322 Months
DueNov 1, 2050

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEVENS WA
Recording DateMar 14, 2024
Property Address5994 RUBY WAY, NINE MILE FALLS, WA 99026-9585
Document Number0000001239
Map ReferenceAF 9701063
Instrument DateMar 12, 2024
Instrument2024-0001239
Transaction TypeTransfer
Record UpdatedMay 21, 2024
Title CompanyVESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,472.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5994 RUBY WAY, NINE MILE FALLS, WA 99026-9585

Mortgage

Document Number0000001240
DateMar 14, 2024
Instrument2024-0001240
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTEVENS WA
Recording DateOct 14, 2020
Property Address5994 RUBY WAY, NINE MILE FALLS, WA 99026-9585
Document Number0000008753
Map ReferenceAF 9701063
Instrument DateOct 12, 2020
Instrument2020 0008753
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 6, 2021
Title CompanySTEVENS COUNTY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,392.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008754
DateOct 14, 2020
Instrument2020 0008754
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEVENS WA
Property Address5994 RUBY WAY, NINE MILE FALLS, WA 99026-9585
Document Number0000004099
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanySTEVENS COUNTY TITLE COMPANY, STEVENS CNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11472 W TAMARAC LN NINE MILE FALLS WA 990269432, NINE MILE FALLS, WA 99026-9432

Mortgage

Document Number0000004099
DateJun 8, 2020
Instrument4099
Lender
NameINLAND CAPITAL FUND LLC INLAND CAPITAL FUND LLC
TypeBank
AddressSPOKANE, WA 99228
Agreement
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEVENS WA
Recording DateOct 11, 2019
Property Address5994 RUBY WAY, NINE MILE FALLS, WA 99026-9585
Document Number0000007639
Instrument DateOct 11, 2019
Instrument7639
Transaction TypeTransfer
Record UpdatedJan 29, 2020
Title CompanySTEVENS COUNTY TITLE COMPANY, STEVENS CNTY TITLE CO

Transaction

AmountAmount Recorded
Tax$678.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11472 W TAMARAC LN NINE MILE FALLS WA 990269432, NINE MILE FALLS, WA 99026-9432

Tax Assessment & Valuation

Source: Stevens County assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateWashington
CountyStevens County
Unified School DistrictNine Mile Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,697.00 (+3.64%)$404,430 (+0.36%) Land $50,000 Building $354,430$404,430 (+0.36%) Land $50,000 Building $354,430
2023$3,567.00
2022$402,994 Land $45,000 Building $357,994$402,994 Land $45,000 Building $357,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 44% of Washington
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTEVENS CO PUD - SUNCREST
serves 7,484 people · EPA ID WA5385202
Water SourceGroundwater
Last State InspectionSep 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Pogozone powered by Neubeam
Fixed Wireless
300 / 40
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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