Stevens County property record for 5978 Ruby Way, Nine Mile Falls, WA 99026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,444 sqft · built 2006 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $196,520 (Jan 2024) |
| Tax Bill | $4,172 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2024 Sale + 1 more |
| APN | 0935098 |
| Primary APN | 0935098 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Shingles |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Patio Area | 136 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | 23068 |
|---|---|
| Street Address | 5978 RUBY WAY |
| City | NINE MILE FALLS |
| State | WA |
| Zip | 99026-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACKSTONE LOT 10 BLK 10 |
| Legal Range | 41 |
| Legal Township | 27 |
| Legal Section | 25 |
| Legal Subdivision | BLACKSTONE |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | STEVENS WA |
| Township / Civil Division | LOON LAKE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 951402 |
5978 Ruby Way is owned by a company that bought it in January 2024 and is owner-occupied.
Source: Stevens County records, as of January 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5978 RUBY WAY NINE MILE FALLS, WA 99026, WA 99026, XX |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 11, 2024 | Warranty Deed, Transfer UNKNOWN, STEVANS COUNTY T&E |
| Apr 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2024 · Amount on File |
| Deed Sale | Jan 11, 2024 · Amount on File |
| Prior Sale | Apr 27, 2020 · Amount on File |
| Deed Document Number | 2024-0000161 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEVENS WA |
| Property Address | 5978 RUBY WAY, NINE MILE FALLS, WA 99026-9585 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | UNKNOWN, MULTIPLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001514 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021 0001514 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEVENS WA |
| Recording Date | Jan 11, 2024 |
| Property Address | 5978 RUBY WAY, NINE MILE FALLS, WA 99026-9585 |
| Document Number | 0000000161 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 2024-0000161 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | UNKNOWN, STEVANS COUNTY T&E |
| Amount | Amount on Record |
|---|---|
| Tax | $2,658.02 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 565 W 5TH AVE, COLVILLE, WA 99114-2113 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEVENS WA |
| Recording Date | Apr 27, 2020 |
| Property Address | 5978 RUBY WAY, NINE MILE FALLS, WA 99026-9585 |
| Document Number | 0000003003 |
| Map Reference | MB F PG 30-32 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 2020 0003003 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | STEVENS COUNTY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,325.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5978 RUBY WAY, NINE MILE FALLS, WA 99026-9585 |
| Document Number | 0000003004 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020 0003004 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Stevens County assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | Washington |
| County | Stevens County |
| Unified School District | Nine Mile Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,172.00 (+6.86%) | $477,099 Land $50,000 Building $427,099 | $477,099 Land $50,000 Building $427,099 |
| 2023 | $3,904.00 | ||
| 2022 | $443,591 Land $45,000 Building $398,591 | $443,591 Land $45,000 Building $398,591 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 5978 Ruby Way.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5978 Ruby Way is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 46% of Washington |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEVENS CO PUD - SUNCREST serves 7,484 people · EPA ID WA5385202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| CenturyLink DSL | 140 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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