5993 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5993 Arnold Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 988 sqft · built 2018
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Tax Bill	$4,508 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`375-0010-06910`

Property Details

APN / Parcel Number

Primary APN	`375-0010-06910`
Alternative APN	`19648`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	988 sqft Gross Area
1st Floor Area	988 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)
Garage Area	864 sqft
Deck Area	53 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	19648
Street Address	5993 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-9372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N 1/2 OF NE 1/4 OF SE 1/4 SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	34
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2023
Census Tract	10601

Owner

Source: St. Louis County records · APN 375-0010-06910

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5993 ARNOLD RD, DULUTH, MN 55803-9372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE BK/COMMERCE
Nov 16, 2018	Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE BK/COMMERCE
May 22, 2018	Deed of Trust, Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5993 ARNOLD RD, DULUTH, MN 55803-9372
Document Number	00A1387613
Instrument Date	Aug 04, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5993 ARNOLD RD DULUTH MN 558039372, DULUTH, MN 55803-9372

Mortgage

Document Number	00A1387613
Date	Aug 11, 2020
Instrument	A1387613

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5993 ARNOLD RD, DULUTH, MN 55803-9372
Document Number	0001345588
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5993 ARNOLD RD DULUTH MN 558039372, DULUTH, MN 55803-9372

Mortgage

Document Number	0001345588
Date	Nov 29, 2018
Instrument	1345588

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5993 ARNOLD RD, DULUTH, MN 55803-9372
Document Number	00A1333279
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5993 ARNOLD RD DULUTH MN 558039372, DULUTH, MN 55803-9372

Mortgage

Document Number	00A1333279
Date	May 22, 2018
Instrument	A1333279

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,508.00 (+6.37%) Homeowner's exemption
2025	$4,238.00 (+7.4%) Homeowner's exemption	$448,100 (+6.82%) Land $124,400 Building $323,700	$448,100 (+6.82%) Land $124,400 Building $323,700
2024	$3,946.00	$419,500 (+26.05%) Land $113,400 Building $306,100	$419,500 (+26.05%) Land $113,400 Building $306,100
2022		$332,800 Land $106,500 Building $226,300	$332,800 Land $106,500 Building $226,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000

Based on FCC filings for 15 locations within half a mile of this property.

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