5953 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5953 Arnold Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,326 sqft · built 1974
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Nov 2022)
Tax Bill	$4,264 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`375-0010-06970`

Property Details

APN / Parcel Number

Primary APN	`375-0010-06970`
Alternative APNs	`1038311` `1139718`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,326 sqft Gross Area
1st Floor Area	1,326 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	936 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	172 sqft
Deck Area	48 sqft
Storage Building	264 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1139718
Street Address	5953 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-9372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OF S1/2 OF NE 1/4 OF SE 1/4 SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	34
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2023
Census Tract	10601

Owner

Source: St. Louis County records · APN 375-0010-06970

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5953 ARNOLD RD, DULUTH, MN 55803-9372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2022	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU
Mar 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK
Sep 21, 2017	Grant Deed, Construction Loan · Construction Mortgage REPUBLIC BK
Mar 03, 2017	Trustee's Deed, Foreclosure METRO LEGAL SERVICES, METRO LEGAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2022 · Amount on Record
Deed Sale	Nov 03, 2022 · Amount on Record
Prior Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	20221455719
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 03, 2022
Property Address	5953 ARNOLD RD, DULUTH, MN 55803-9372
Document Number	0001455719
Instrument Date	Oct 31, 2022
Instrument	1455719
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5953 ARNOLD RD, DULUTH, MN 55803-9372

Mortgage

Document Number	0001455720
Date	Nov 03, 2022
Instrument	1455720

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2037

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5953 ARNOLD RD, DULUTH, MN 55803-9372
Document Number	00A1351920
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5953 ARNOLD RD DULUTH MN 558039372, DULUTH, MN 55803-9372

Mortgage

Document Number	00A1351920
Date	Mar 21, 2019
Instrument	A1351920

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2034

September 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 21, 2017
Property Address	5953 ARNOLD RD, DULUTH, MN 55803-9372
Document Number	00A1317984
Instrument Date	Sep 20, 2017
Instrument	A1317984
Transaction Type	Construction Loan
Record Updated	Aug 25, 2018
Title Company	AFFINITY PLUS TITLE COMPANY, AFFINITY PLUS TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$465.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5953 ARNOLD RD DULUTH MN 558039372, DULUTH, MN 55803-9372

Mortgage

Document Number	A1317985
Date	Sep 21, 2017
Instrument	A1317985

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2018

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 03, 2017
Property Address	5953 ARNOLD RD, DULUTH, MN 55803-9372
Document Number	00A1305123
Instrument Date	Mar 02, 2017
Instrument	A1305123
Transaction Type	Foreclosure
Record Updated	Mar 15, 2017
Title Company	METRO LEGAL SERVICES, METRO LEGAL

Transaction

Amount	Amount Recorded
Tax	$663.35
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 W LAFAYETTE FRONTAGE RD ST PAUL MN 551071488, ST PAUL, MN 55107-1488

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,264.00 (+6.23%)
2025	$4,014.00 (+9.02%)	$413,800 (+7.76%) Land $91,300 Building $322,500	$413,800 (+7.76%) Land $91,300 Building $322,500
2024	$3,682.00	$384,000 (+49.94%) Land $83,700 Building $300,300	$384,000 (+49.94%) Land $83,700 Building $300,300
2022		$256,100 Land $78,600 Building $177,500	$256,100 Land $78,600 Building $177,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Telephone Company	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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